Late Enrollment Penalties

You waited to enroll into a Medicare Prescription Drug Plan and/or a Medicare Advantage plan because you were still working and had a health plan through your employer.    Upon retiring, you receive a notice from CMS (Centers for Medicare and Medicaid) letting you know that you didn’t have credible coverage when you were first […]

The Best Choice for You

As an insurance broker, there is nothing I like better than to give my clients choices – choices on which insurance company to choose, which deductible works for them, which plan works for them, which network works for them, etc. When I first started in the health insurance industry, I represented one insurance company.    […]

Keeping you Safe

At Balanced Care, our mission is to provide information and education on every insurance product we offer.  We do this by meeting with clients one on one, going over benefits, premiums, deductibles, prescription drug costs, and most importantly, making sure that the product you are getting for yourself will cover your needs. Since March and […]

Frequently asked Questions about Medicare

Puzzled . . Perplexed . . Confused . . Overwhelmed . . Baffled . . Frustrated . .  These are just a few of the words to describe how clients feel about Medicare. When it comes to Medicare, you will have questions.   You will get a substantial amount of postcards and mail from several insurance […]

The Worst Storms

At the end of each year, goals are written for both personal and professional. When 2020 started, things were great.   January and February were by far the busiest they had ever been in ten years of being in business. I also made a committment to myself to exercise at least three times a week and […]

Choose Love

Two nights ago and unable to quiet my mind, I started to pray. Peace was the prayer – peace for our world, peace for our divided country, peace for our divided cities, peace within every home in America and throughout the world,  peace for all people, and peace within my own heart.    Watching the […]

Schedule for your Health – Your Work Routine

Working from home can have it’s advantages, but it also comes with interruptions – interruptions from a dog that needs to go out, a neighbor across the street blasting music or doing yardwork that is so noisy you can’t hear yourself talk, phone calls that aren’t work related, or a loved one needing something from […]

Schedule for your Health – Your First 15 Minutes of the Day

How we spend the first fifteen minutes of the day can shape the way the rest of day will go. For the next several weeks, my focus will be on the schedule we keep and how it relates to your health.    Earlier this week, I shared how getting a late start to your morning […]

Schedule for your Health – Part 1

Have you ever started the day off by: Oversleeping Searching for a piece of clothing Searching for a missing shoe Dropping a plate full of food on the floor Made coffee, but forgot to add to add the coffee If you haven’t, you are certainly doing better than myself. With the current crisis of not […]

Your Diet is Not Only What You Eat

Your diet is not only what you eat.   It’s what  you watch, what you listen to, what you read, and the people you hang around.    Be mindful of the things you put into your body emotionally, spiritually, and physically. This was a quote that I saw in the last few months that really hit […]