Preferred Pharmacies

While running errands earlier this year, a sign on a local drug store caught my attention. The sign read, “We take all Medicare Prescription Drug Plans.” In theory, they are correct.    In reality, though, they may take all Medicare Prescription Drug Plans, however, the co-pays you as a consumer pay will be far more […]

Making Dreams Come True

When you first hear the word, “Insurance”, I can rest assured that the first thought that comes to your mind will not be “Dream Protector”.  It is my hope to share with you some examples of why this is what comes to my mind as well as several of my clients. Before we get to […]

Short Term Medical Insurance

During this past Open Enrollment Period, it was painfully obvious to me that some individuals and families just couldn’t afford a health plan.    Their income was high enough not to qualify for a subsidy, yet at the same time, they found it difficult to enroll into a plan that was going to cost them […]

Special Enrollment Periods

Now that Open Enrollment has ended for 2016 (It ended on January 31, 2016), you can only enroll into a health plan if you qualify for a Special Enrollment Period (SEP).   There are life events that can qualify you for a special enrollment period.    The team at Balanced Care can help you enroll […]

Life Insurance is a Gift of Love

Every February, I always think of what I can do for my husband on Valentine’s Day.   A beautiful card, his favorite meal of ham and mashed potatoes, and a candlelit dinner are always a hit.   It has always been a goal of mine to list out at least ten different things on a […]

Keeping or Changing Your 2015 Healthplan

When it comes to The Affordable Care Act, there is always some confusion regarding deadlines and when to enroll in a health plan.   Healthcare.gov sent out many reminders to clients letting them know that December 15th was the deadline to have a health plan start on 1/1/2016.   Then, another reminder came up letting […]

Recipe For Success

Last week-end, my husband and I were invited to our first ever pig roast.    This was the tenth year that the hosts were having this annual event.     Friends, family, and neighbors came with their hands full of dishes to share and their stomachs empty to make room for all the food.   […]

Employee Benefits

Now that you have hired the perfect employees, how do you keep them happy?   One of the best ways is to make sure you are offering them a good benefit package.   Because Balanced Care specializes in small groups with 1 to 100 employees, we know that most employers feel they just cannot afford […]

Preventative Care Benefits for Adults

The Affordable Care Act has guidelines for Preventative Care for women, children, and adults.   Preventative Care must be offered with all healthcare plans whether you purchase the plan through the Marketplace (Healthcare.gov) or directly through the insurance company.   These benefits must cover these benefits without charging you a co-pay or co-insurance.   This […]

Preventative Health Care for Women

Under the Affordable Care Act, health care plans purchased either through the marketplace (Healthcare.gov) or directly through the insurance company must cover the following list of preventative services for women.   These services must be provided without a co-pay and your deductible does not have to be met in order to qualify for this benefit. […]

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