Motion is Lotion

Late in the fall of 2017, my husband began having pain in his neck and right arm.   He described it as having a constant charley horse down his arm. When the pain wasn’t getting better and it started going across his chest, there was no doubt that he needed to be seen.   When he didn’t […]

I see a Hero

2020 – It has been a year of changes, challenges, and heartbreak for the United States of America along with the entire world. As hard as this year has been, witnessing heros in action has been inspirational to watch, has brought me to my knees on more than one occasion, and has given me much […]

The Best Choice for You

As an insurance broker, there is nothing I like better than to give my clients choices – choices on which insurance company to choose, which deductible works for them, which plan works for them, which network works for them, etc. When I first started in the health insurance industry, I represented one insurance company.    […]

Frequently asked Questions about Medicare

Puzzled . . Perplexed . . Confused . . Overwhelmed . . Baffled . . Frustrated . .  These are just a few of the words to describe how clients feel about Medicare. When it comes to Medicare, you will have questions.   You will get a substantial amount of postcards and mail from several insurance […]

Work Schedule – It’s the Little Things

Questions came up about my post regarding working from home.   That post talked about how each of us have to find ways to work from home while at the same time, finding a balance in making sure family is taken care of and we are taking time to care for ourselves. The schedule that was […]

Your Diet is Not Only What You Eat

Your diet is not only what you eat.   It’s what  you watch, what you listen to, what you read, and the people you hang around.    Be mindful of the things you put into your body emotionally, spiritually, and physically. This was a quote that I saw in the last few months that really hit […]

Virtual Health Visits

A question that has come up often by clients these last few weeks is to whether or not they should venture out and see their doctor. Because of the social distancing that is being asked by each of us during this Coronavirus pandemic, it’s not surprising that this question has been asked.    The truth […]

Annual Election Period – Part 2

We are just one week away from the Annual Election Period.   The Annual Election Period runs from October 15, 2019 until December 7, 2019. This is the only time of the year that you can make changes to either your Medicare Part D Prescription Drug Plan or your Medicare Advantage Plan unless you qualify for […]

Annual Election Period (AEP)

If you are on Medicare and have either a Medicare Advantage plan or a Medicare Prescription Drug Plan, you have received your Annual Notice of Change Letter from your insurance company. This letter goes over any changes to your plan in the year 2020 and includes changes on premiums, deductibles, co-pays, and networks. The reason […]

Self-Care and Spontaneity

Have you ever had one of those weeks where you just cannot wait for the week-end to arrive so you can finally feel caught up? After a very long week a few weeks ago, this is exactly how I felt.   Our family experienced a loss of an Uncle and because of this, we did all […]