Leaving a Legacy

In November of 2003, my family’s life changed in a split second.   While working at an automotive shop, my husband suffered a head injury when an exhaust component landed on the back of his head.   While the injury left him in chronic pain and without the ability to work for three years, it […]

Making Dreams Come True

When you first hear the word, “Insurance”, I can rest assured that the first thought that comes to your mind will not be “Dream Protector”.  It is my hope to share with you some examples of why this is what comes to my mind as well as several of my clients. Before we get to […]

Life Insurance is a Gift of Love

Every February, I always think of what I can do for my husband on Valentine’s Day.   A beautiful card, his favorite meal of ham and mashed potatoes, and a candlelit dinner are always a hit.   It has always been a goal of mine to list out at least ten different things on a […]

Know your Deadlines for Open Enrollment

Open Enrollment has officially began.    It started this morning, November 1, 2015 and will continue until January 31, 2016. There is always confusion surrounding Open Enrollment so to help you know key dates and key deadlines, we wanted to make sure you know the facts.    Here are a few of those facts: November […]

Recipe For Success

Last week-end, my husband and I were invited to our first ever pig roast.    This was the tenth year that the hosts were having this annual event.     Friends, family, and neighbors came with their hands full of dishes to share and their stomachs empty to make room for all the food.   […]

Preventative Health Care for Women

Under the Affordable Care Act, health care plans purchased either through the marketplace (Healthcare.gov) or directly through the insurance company must cover the following list of preventative services for women.   These services must be provided without a co-pay and your deductible does not have to be met in order to qualify for this benefit. […]

Preventative Health Services

Did you know or realize that every healthcare plan offers free preventative health services for adults, women, and children?   As long as these services are provided by a network provider, these services do not get applied to your deductible and no copayment or coinsurance is required. Today, the focus will be on children.  The […]

Getting 2015 Health Insurance Coverage with a Special Enrollment Period (SEP)

The Open Enrollment Period is now over.  For most people, the last day to enroll in a healthcare plan was on February 15, 2015.  After this date, you can enroll in a healthcare plan only if you have a life event that qualifies you for a Special Enrollment Period (SEP).  The team at Balanced Care […]

Open Enrollment – Frequently Asked Questions

Since Open Enrollment began on November 15, 2014, Balanced Care has received many frequently asked questions.      We decided to put them together to assist you in getting the answers you need.   When is Open Enrollment?     Open Enrollment for 2015 coverage runs from November 15, 2014 until February 15, 2015. Is […]

Healthcare Exchange

There is a new market in your town. It’s called the Affordable Care Act Healthcare Marketplace; otherwise known as a Healthcare Exchange. The Health Insurance Marketplace is a new way to find coverage that fits your budget and meets your healthcare needs. With the Health Insurance Marketplace, you will be able to shop for insurance […]

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