Health Care Reform – Frequently Asked Questions

With October 1st (Open Enrollment) fast approaching and still so much uncertainty with regards to Healthcare Reform for both individuals and small businesses (less than 50 full time employees), I have compiled a list of the most frequently asked questions for your convenience. As always, free consultations are always available and highly encouraged. 1. I […]

Smoking and Life Insurance

Life Insurance happens to be where I began my career in the insurance industry and like it or not, it also happens to be one of the most important insurance products you can own. While at a local networking meeting this week, I shared several ideas on ways for people to recognize who would be […]

Spring Fever

With the breeze in the air that still feels like winter, it’s no wonder that many of us have spring fever. For me personally, I long for the warmth of the sunshine, flowers blooming, and working in my gardens. As long as this winter has been, many people I have spoken to are also eager […]

Get A Quote

Have you ever tried to get a quote for an insurance product online? Have you received countless calls directly after trying to get a quote? Have you had to tell agents to stop calling? Have you ever told an agent to put you on the Do Not Call List? If you answered “yes” to any […]

February is National Heart Disease Awareness Month

The month of February is nationally recognized as National Heart Awareness Month to help bring awareness to and provide education on the importance of heart health. The American Heart Association continually provides information on ways to prevent this disease as well as what to do in case of a heart attack, stroke, or cardiac arrest. […]

Short Term Medical Insurance

In my business, I receive requests for quotes just about daily and many times, people are in a transition and just want something for a few months. Short term medical insurance is just as the name implies – it is designed to be short term. How do you know if it would be a good […]

Supplemental Plans – A Good Option

If you were to put ten people in a room at this very minute, chances are very good that at least half of them would have known someone personally that has been affected by cancer. Unfortunately, cancer seems to be everywhere these days. What makes it even harder is the fact that cancer isn’t just […]

Penalties

Right now, Medicare Beneficiaries are in the middle of looking at their Prescription Drug Plans and/or their Medicare Advantage Plans and making sure it still meets their needs.      October 15th until December 7th is the Annual Election Period and the time of year when they can change plans or sign up for one if they […]

The Truth

A few weeks ago, Balanced Care received a call from a potential client looking desperately for Life Insurance for her husband.      Because of being in the business for several years, I know that frantic call enough to know that something has gone wrong and it might be too late.     Unfortunately, I was right.       This client’s […]

Comparing Health Plans

Between the months of October and February, Balanced Care works with each of our group employers looking at their current coverage,  seeing if any changes took place during the year with employees,  and lastly, begin to look at their next year’s options.    Every year questions are asked about the different plans that are available.     Let’s […]

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