Follow the Yellow Brick Road

When I started my Medicare and Health Insurance consulting business in 2010, it was so exciting.   The passion of helping clients understand the complexity of a product that many times made no sense to them was something that brought me happiness to share. What always shocked me were things that were said to me when […]

Trust your Gutt Instinct

The last time that I took my Mother to the doctor’s office in early 2012, she was recovering from phenomonia.  Although on that day she was doing better, she was still weak and fragile from what her body had just been through. When the doctor recommended that she have a flu shot on that same […]

Break from Social Media

When social media was first introduced, it gave me joy to catch up with family and friends, celebrate with others as birthdays, anniversaries, and joyous occasions were shared, watch small businesses thrive, and most importantly, pray with others when prayer was asked for. Sadly and most importantly throughout the last several years, it has become […]

Vitamin D

Back in 2017, my husband was scheduled to have surgery for a ruptured disc.   In preparing for the surgery, the doctor wanted to check his Vitamin D level.   He was told that it was extremely low so the doctor put him on a Vitamin D supplement which we didn’t think anything of. At that same […]

A Day in the Life of our Kona

When I look at animals, I often wonder what goes through their mind.   Our dog, Kona has her own personality and gets excited about virtually everything.   Let’s take a look at a day in the life of our Kona girl according to her . . . . . Around 7:00 each morning, I awake from […]

Focus on the Joy

For the last few years, I choose a word to think and meditate on each day in that year.  In 2020, that word was ENOUGH. Actually, it said, “I am Enough”.  This was chosen because like everyone else, insecurity can creep into my life very quickly.    It doesn’t matter whether it is personal or […]

I see a Hero

2020 – It has been a year of changes, challenges, and heartbreak for the United States of America along with the entire world. As hard as this year has been, witnessing heros in action has been inspirational to watch, has brought me to my knees on more than one occasion, and has given me much […]

Late Enrollment Penalties

You waited to enroll into a Medicare Prescription Drug Plan and/or a Medicare Advantage plan because you were still working and had a health plan through your employer.    Upon retiring, you receive a notice from CMS (Centers for Medicare and Medicaid) letting you know that you didn’t have credible coverage when you were first […]

The Best Choice for You

As an insurance broker, there is nothing I like better than to give my clients choices – choices on which insurance company to choose, which deductible works for them, which plan works for them, which network works for them, etc. When I first started in the health insurance industry, I represented one insurance company.    […]

Keeping you Safe

At Balanced Care, our mission is to provide information and education on every insurance product we offer.  We do this by meeting with clients one on one, going over benefits, premiums, deductibles, prescription drug costs, and most importantly, making sure that the product you are getting for yourself will cover your needs. Since March and […]