Curveball

One thing that my family and friends know about me is my love for baseball.    Since we gave up having cable television years ago, watching games doesn’t happen very often.   When it does happen, my husband and I will choose to go out to eat at a restaurant that has games playing.   We will […]

Beware of Scammers

About two months ago, there was a voicemail that was left for me.   On this voicemail was a call telling me to call right away about a personal matter.   I could barely understand the voice on other end of the phone, but because insurance companies call me often about personal matters for clients, it wasn’t […]

Picture Perfect

Looking through social media, you may see smiling faces, families and friends getting together, the birth of a child, or even a wedding. You will see happy events. You will see positive posts and great quotes. You will see businesses sharing good news about what is happening in their business. You will see people sharing […]

Agent/Broker – What’s the Difference

There is one question that comes up very often.   That question is what is the difference between an agent and a broker. Starting out in the insurance industry, I represented one insurance company.   I started out as an agent or a captive agent as it is described by insurance companies.    Although this was a […]

Cook-Outs and Conversations

With summer comes hot days, trips to the beach, lounging with a great book on a hammock, or having a picnic lunch right in your own backyard. It includes a kiddie pool for young children and running through a sprinkler as you get older.   It includes staying in your bathing suit throughout the day when […]

The Easy Way or The Hard Way

One of my favorite things about this time of the year is looking out our kitchen window and seeing our vegetable garden.   I love to watch it grow and really enjoy working in the garden throughout the summer. This year we are growing carrots, tomatoes, string beans, peppers, radishes, beets, watermelon, onions, pumpkins, cabbage, and […]

There Just Isn’t Time

You wake up in the morning, fill lunchboxes, get the children ready for school while you get ready yourself,  drop your children off to school, go to work, pick up your children, make dinner, put away the dishes, play with your children, give baths, get the children ready for bed, and then sit down totally […]

New Medicare Cards – Part 2

With new Medicare cards due to arrive in your mailbox at any time now, questions ranging from what to do with your old one to who do I need to contact to let people know of my new Medicare number are coming daily. To help clients, anyone currently on Medicare, or individuals that will be […]

New Medicare Cards

If you haven’t already heard, The Centers for Medicare and Medicaid will begin sending new Medicare cards at no cost to all Medicare beneficiaries this month.   For this area of the country, Medicare will start sending out new cards after June. The new cards will be using randomly picked 11 character numbers called a Medicare […]

I Can Do It Myself

“I CAN DO IT MYSELF”! If you are a parent, there is a very strong chance that you have heard these exact words more than once. I certainly remember saying it to my parents and my sons certainly said it to me a few times. While children need to explore doing things themselves, it is […]