Company is heading over. Those words can be dreaded when you are raising young children. Toys scattered, clothes needing to be washed, a sink full of dirty dishes, and in desperate need of a long shower, you somehow need to pull it together to welcome guests into your home. This happened to my husband and […]
Medicare Supplemental Plans C & F
March 12, 2018 by
You may have heard about some legislation that will affect Medicare Supplemental Plans C and F. This legislation is called the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). It is my hope that sharing some facts about this legislation will help you to understand how it may affect you. If you or […]
Medicare and Medication
February 26, 2018 by
Whether working with Medicare Prescription Drug Plans or Medicare Advantage plans for clients, it is of utmost importance to have a thorough understanding of the medications you take. The reason for this is because every plan has a different formulary (which is another word for a list of medications covered by the plan). […]
Quiet and Powerful – Legend of the Sand Dollar
February 19, 2018 by
Logos are important to any business for a variety of reasons. When purchasing Balanced Care, it came with a website, business cards, and letterhead. Although the color palette was the same, there was something missing. There was no logo. There wasn’t any brand that everyone recognized with the exception of the name, Balanced Care, so […]
Dental Insurance
February 12, 2018 by
Is dental insurance worth the premium? This is a question that often comes up when working with clients. The answer will all depend on who you talk with. Dental Insurance will vary in premium depending on the plan, the maximum the insurance company will pay out on your behalf, and the coverage offered. If you […]
Perfect Moments
February 5, 2018 by
Meeting with clients that have life threatening illnesses and injuries that take them out of commission for months or even years at a time can be one of the most humbling experiences of my career. Watching a client speak about the loss of their spouse or child with tears rolling down their cheeks can bring […]
Success
January 22, 2018 by
Each of us will have a different definition of success and the definition will change as we go through life’s different stages. For instance, when my children were babies, success meant being able to take a shower. As they became toddlers, success meant being able to take a shower without being interrupted. As they started […]
My Cup Overflows
January 9, 2018 by
While looking at some recent Instagram posts, there was one that really caught my eye. While the exact wording escapes me, it went something like this: If I am holding a cup of coffee and someone bumps into me, what exactly happens? If you thought the answer is that coffee will spill out, you would […]
Preferred Pharmacies
June 26, 2017 by
While running errands earlier this year, a sign on a local drug store caught my attention. The sign read, “We take all Medicare Prescription Drug Plans.” In theory, they are correct. In reality, though, they may take all Medicare Prescription Drug Plans, however, the co-pays you as a consumer pay will be far more […]
Leaving a Legacy
February 9, 2017 by
In November of 2003, my family’s life changed in a split second. While working at an automotive shop, my husband suffered a head injury when an exhaust component landed on the back of his head. While the injury left him in chronic pain and without the ability to work for three years, it […]