Blessings

  Laura Story is one of my favorite songwriters and singer.   This song, “Blessings” refrain goes like this: “Cause what if your blessings come through raindrops What if your healing comes through tears What if a thousand sleepness nights are what it takes to know You’re near What if trials of this life are your […]

The Countdown Is On

Already October!   It is so hard to believe that we are officially in the last quarter of 2018. We are also fourteen days away from the Annual Election Period for Medicare beneficiaries and one month away from the Open Enrollment for Health Insurance. What exactly does this mean? Regarding the Annual Election Period (AEP), this […]

We Will Never Forget

September 11, 2001 – It’s a day that changed the world, our country, our towns, and everyone of us. 246 people went to sleep for their morning flights on 9/11. The night before, 2,606 people went to sleep for work. 25 flight attendants packed their bags for their early reports. 343 firefighters, 60 police officers […]

Calculating Life Insurance Needs

You know you are an adult when you start looking at Life Insurance.    For some, that may be when a new home is purchased.   For others, it may be when a baby is born. If someone will suffer financially such as a spouse or a child if you die, there is a very good […]

Getting Back to Life

Looking at this picture, you may see a man (who also happens to be my husband) shooting a bow and arrow.    You may see a man that is practicing for the upcoming hunting season. Looking at this picture, I see something far more. Just about a year ago (On September 21, 2017 to be […]

Curveball

One thing that my family and friends know about me is my love for baseball.    Since we gave up having cable television years ago, watching games doesn’t happen very often.   When it does happen, my husband and I will choose to go out to eat at a restaurant that has games playing.   We will […]

Beware of Scammers

About two months ago, there was a voicemail that was left for me.   On this voicemail was a call telling me to call right away about a personal matter.   I could barely understand the voice on other end of the phone, but because insurance companies call me often about personal matters for clients, it wasn’t […]

Agent/Broker – What’s the Difference

There is one question that comes up very often.   That question is what is the difference between an agent and a broker. Starting out in the insurance industry, I represented one insurance company.   I started out as an agent or a captive agent as it is described by insurance companies.    Although this was a […]

Shooting for the Target

Growing up with a Father that served in the Air Force, my family grew up throughout the United States.   This meant that we moved all throughout our school years and I personally went to 12 different schools and four different high schools. While living in North Dakota where the winter weather was beyond freezing, the […]

Cook-Outs and Conversations

With summer comes hot days, trips to the beach, lounging with a great book on a hammock, or having a picnic lunch right in your own backyard. It includes a kiddie pool for young children and running through a sprinkler as you get older.   It includes staying in your bathing suit throughout the day when […]