Turning 65, Eligible for Medicare, and Don’t Know Where to Start

“I will be turning 65 this year, I’ll be eligible for Medicare, and I don’t have any idea of where to start”. This is a statement that comes my way several times a month.   It doesn’t matter how much education you have, Medicare is complex and you may not know where to begin.   Questions will […]

Submitting Documents

If you purchased health insurance through the Marketplace, there maybe a chance that they asked you to send in documents to confirm information that you supplied when filling out your application. These documents may include income verification, loss of coverage verification, citizenship, or immigration status. If they asked you to supply documents, they would have […]

The Greatest Gift of All

For me, it alway feels a little depressing to see the holidays come to an end.     Decorations are taken down and put away for another year.  Traditions such as family getting together don’t happen as often. We go about our days heading to work, coming home and making dinner, doing chores, and then starting […]

Thank You

It is hard to believe that today is the last day of 2018.   It seems like we just started 2018 and here we are just hours away from 2019. As we get ready to close out 2018, it’s important for me to share how thankful I am for your trust in me with your insurance […]

Open Enrollment

There are a couple of dates to remember that of utmost importance to anyone looking into health insurance plans for 2019.    Those dates are November 1st and December 15th. That’s because from November 1, 2018 through December 15, 2018 is when Open Enrollment for individual and family health insurance plans is.   This is the […]

The Annual Election Period is Here

The Annual Election Period is here. What does this mean?   Every year between October 15th and December 7th, individuals on Medicare can look at either Medicare Advantage or Prescription Drug Plans and make changes to their current plan or get a plan for the first time.   Getting a plan for the first time could result […]

Blessings

  Laura Story is one of my favorite songwriters and singer.   This song, “Blessings” refrain goes like this: “Cause what if your blessings come through raindrops What if your healing comes through tears What if a thousand sleepness nights are what it takes to know You’re near What if trials of this life are your […]

The Countdown Is On

Already October!   It is so hard to believe that we are officially in the last quarter of 2018. We are also fourteen days away from the Annual Election Period for Medicare beneficiaries and one month away from the Open Enrollment for Health Insurance. What exactly does this mean? Regarding the Annual Election Period (AEP), this […]

Annual Election Period

The Annual Election Period (AEP) will be here before you know it and runs between October 15, 2018 through December 7, 2018.   This is time of the year that individuals that are on Medicare can make changes to either their Prescription Drug Plans or their Medicare Advantage Plans. Very soon, anyone that is on Medicare […]

We Will Never Forget

September 11, 2001 – It’s a day that changed the world, our country, our towns, and everyone of us. 246 people went to sleep for their morning flights on 9/11. The night before, 2,606 people went to sleep for work. 25 flight attendants packed their bags for their early reports. 343 firefighters, 60 police officers […]