Cook-Outs and Conversations

With summer comes hot days, trips to the beach, lounging with a great book on a hammock, or having a picnic lunch right in your own backyard. It includes a kiddie pool for young children and running through a sprinkler as you get older.   It includes staying in your bathing suit throughout the day when […]

Proper Planning

When any of us are getting ready for a vacation, planning has to happen. Depending on where you are going, will you fly, drive, or take a train? Where will you stay once you get there? What will you bring for clothes? Do you need any new clothes to bring with you? Shopping will have […]

New Medicare Cards – Part 2

With new Medicare cards due to arrive in your mailbox at any time now, questions ranging from what to do with your old one to who do I need to contact to let people know of my new Medicare number are coming daily. To help clients, anyone currently on Medicare, or individuals that will be […]

New Medicare Cards

If you haven’t already heard, The Centers for Medicare and Medicaid will begin sending new Medicare cards at no cost to all Medicare beneficiaries this month.   For this area of the country, Medicare will start sending out new cards after June. The new cards will be using randomly picked 11 character numbers called a Medicare […]

Insuring Security and Peace of Mind One Family at a Time

Sitting down with families, there is one common reason for not puchasing an insurance product. 90% of the time, it has to do with affordability. Many families are living paycheck to paycheck and just cannot add another bill to their already tight budget. Many families just cannot add one more bill to their increasingly growing […]

Medicare Supplemental Plans C & F

You may have heard about some legislation that will affect Medicare Supplemental Plans C and F. This legislation is called the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). It is my hope that sharing some facts about this legislation will help you to understand how it may affect you.   If you or […]

Medicare and Medication

Whether working with Medicare Prescription Drug Plans or Medicare Advantage plans for clients, it is of utmost importance to have a thorough understanding of the medications you take.    The reason for this is because every plan has a different formulary (which is another word for a list of medications covered by the plan).   […]

Medicare Annual Election Period

The Annual Election Period (AEP)  for Medicare beneficiaries is fast approaching and runs between October 15th, 2012 – December 7th, 2012.      This is the time of the year when you can make changes to your Medicare Prescription Drug Plan or Medicare Advantage Plans.    If thinking about this time of year makes your stomach turn, gives […]