Sitting down with families, there is one common reason for not puchasing an insurance product.
90% of the time, it has to do with affordability.
Many families are living paycheck to paycheck and just cannot add another bill to their already tight budget.
Many families just cannot add one more bill to their increasingly growing debt.
The truth of the matter is, though, when something goes wrong such as an injury or illness and you need to get health care, you find a way.
For myself, doing without to make sure one of my family had the right care was the only way to make it happen.
Specializing in Health Insurance, Medicare, and Life Insurance, there is always a way to protect your family.
With Health Insurance, your family may qualify for a subsidy which can bring the cost of your insurance down. You may also qualify for cost sharing savings which help to bring the deductible and co-payments down.
With Medicare, you may qualify for discounts on medications. You may qualify for extra help with your Medicare Part B payments. You may be using a pharmacy that isn’t giving you the best co-pay prices for your medications.
With Life Insurance, you may not have the best product for your specific needs. You may qualify for a non-smoker rate now that you quit smoking. The insurance company you have currently may not be giving you the best price for a health issue that you had going on in the past.
We do understand that your budget may be tight.
We do understand that you live with worries and concerns about being able to afford another bill.
We also understand that when it comes to your family, there is nothing more valuable than giving you peace of mind.
Balanced Care always wants to see you at peace instead of in pieces.
That’s why our tagline reads, ” Insuring Security and Peace of Mind One Family at a Time.”
Terri Trepanier is the owner of Balanced Care Health and Supplemental Insurance and a licensed insurance consultant and broker with Associated Brokers. Licensed in both Maine and NH, her specialty is working with small businesses, individuals, and families with their health and life insurance needs. She is certified to offer health plans both on and off the exchange and is contracted with every health insurance company that offers plans in both New Hampshire and Maine. Her other passion is assisting Medicare beneficiaries with their Medicare Supplemental, Medicare Part D Prescription Drug Plans, and Medicare Advantage plans. Terri has seen firsthand the importance of insurance products and how they help families. Her goal with Balanced Care is to “Insure Security and Peace of Mind One Family at a Time”.