Schedule for your Health – Your First 15 Minutes of the Day

How we spend the first fifteen minutes of the day can shape the way the rest of day will go. For the next several weeks, my focus will be on the schedule we keep and how it relates to your health.    Earlier this week, I shared how getting a late start to your morning […]

Schedule for your Health – Part 1

Have you ever started the day off by: Oversleeping Searching for a piece of clothing Searching for a missing shoe Dropping a plate full of food on the floor Made coffee, but forgot to add to add the coffee If you haven’t, you are certainly doing better than myself. With the current crisis of not […]

Your Diet is Not Only What You Eat

Your diet is not only what you eat.   It’s what  you watch, what you listen to, what you read, and the people you hang around.    Be mindful of the things you put into your body emotionally, spiritually, and physically. This was a quote that I saw in the last few months that really hit […]

You Matter

With states starting the process of opening up businesses, healthcare such as physical therapy, imaging, and some surgeries are starting to open up as well. As much as this is good news to some, it also makes some feel anxious about whether or not they will be safe. Both views are real and matter. With […]

Have Hope my Friends

All you have to do right now to become discouraged is to turn on the news.   It doesn’t take but a minute or two to become totally overwhelmed and/or discouraged just by reading one article online about Covid-19. As much as there is bad news, there is also good news.   Personally, this good news has […]

Annual Election Period – Part 2

We are just one week away from the Annual Election Period.   The Annual Election Period runs from October 15, 2019 until December 7, 2019. This is the only time of the year that you can make changes to either your Medicare Part D Prescription Drug Plan or your Medicare Advantage Plan unless you qualify for […]

Alternatives to Using an Emergency Room

Meeting one to one with a client whether it is to discuss Health Insurance, Group Health Insurance, or Medicare Insurance, one thing that is always discussed is regarding the use of emergency rooms. Many insurance companies have started to really crack down on the use of the ER for what could have been treated using […]

Fitness and Health Insurance

One question that often comes my way when it comes to Health Insurance is whether or not fitness is a covered expense.   Whether it is a gym membership or a personal trainer, the answer really depends on the circumstances or the type of health insurance you have. When it comes to a personal and/or fitness […]

Should I Retire Early?

Should I retire now or wait? Should I go on Medicare or stay working for a few more years? What will my options be if I retire, but haven’t reached the age of 65 and can’t get Medicare until then? My spouse in on my plan and if I retire, what will his/her options be? […]

You May Not Know – Part 3

Prior to working in the insurance industry, my background was in the beauty industry where I worked as a nail technician for twenty seven years. When you hold hands with your clients on a weekly basis (this is done to do their nails), you are bound to become close friends.     Though the hours were […]