Supporting One Another

More than ever, I hope this blog post finds you safe and healthy.   We are thinking of you and thank you for being part of Balanced Care’s family. There is so much advice out there and while I am no expert on how to keep you safe, here’s a few tips that I hope are […]

Annual Election Period – Part 2

We are just one week away from the Annual Election Period.   The Annual Election Period runs from October 15, 2019 until December 7, 2019. This is the only time of the year that you can make changes to either your Medicare Part D Prescription Drug Plan or your Medicare Advantage Plan unless you qualify for […]

Annual Election Period (AEP)

If you are on Medicare and have either a Medicare Advantage plan or a Medicare Prescription Drug Plan, you have received your Annual Notice of Change Letter from your insurance company. This letter goes over any changes to your plan in the year 2020 and includes changes on premiums, deductibles, co-pays, and networks. The reason […]

Self-Care is an Act of Self-Love

For the last few months, the topic of the weekly posts have all had to do with Self-Care. We talked about the importance of sleep, nutrition, exercise, and just the importance of slowing down to read a book, sit quietly with a cup of coffee, or taking a walk. As mentioned many times, self-care is […]

Self-Care and Gratitude

Last week, I stepped outside to take our dog for a walk out first thing in the morning.   The weather was supposed to be very hot and humid that day so getting a walk in was important to do as early as possible. Stepping outside, one of the first views is that of our vegetable […]

Self-Care – Part 1

Have you ever felt overwhelmed with things that need to be done? Has the stress of the day kept you awake at night? Have you ever felt your productivity slipping because you are doing things that you possibly said yes to, but really didn’t have the energy to do? Personally, the answer to these questions […]

Virtual Healthcare Visits

Do you know if you health insurance plan allows you to have access to doctors 24 hours a day/7 days a week? This access can be called Virtual Visits or TelaDoc just to name a few. This benefit normally requires downloading an app which can be found through your health insurance company’s website.   You would […]

Alternatives to Using an Emergency Room

Meeting one to one with a client whether it is to discuss Health Insurance, Group Health Insurance, or Medicare Insurance, one thing that is always discussed is regarding the use of emergency rooms. Many insurance companies have started to really crack down on the use of the ER for what could have been treated using […]

Health Savings Account

A Health Savings Account is a great tool to help you pay for healthcare expenses. A Health Savings Account (HSA) is a type of savings account that lets you put aside money on a pre-tax basis for qualified medical expenses. A HSA may also earn interest which is also tax free. These are just a […]

Fitness and Health Insurance

One question that often comes my way when it comes to Health Insurance is whether or not fitness is a covered expense.   Whether it is a gym membership or a personal trainer, the answer really depends on the circumstances or the type of health insurance you have. When it comes to a personal and/or fitness […]