The Countdown Is On

Already October!   It is so hard to believe that we are officially in the last quarter of 2018. We are also fourteen days away from the Annual Election Period for Medicare beneficiaries and one month away from the Open Enrollment for Health Insurance. What exactly does this mean? Regarding the Annual Election Period (AEP), this […]

Medicare Annual Notice of Change

Last week’s post regarding the Annual Election Period raised some important questions.   One of those questions had to do with the Medicare Annual Notice of Change or ANOC. The Medicare Annual Notice of Change is a document or letter that lists any plan changes such as service area, premiums, deductibles, or any other costs associated […]

Annual Election Period

The Annual Election Period (AEP) will be here before you know it and runs between October 15, 2018 through December 7, 2018.   This is time of the year that individuals that are on Medicare can make changes to either their Prescription Drug Plans or their Medicare Advantage Plans. Very soon, anyone that is on Medicare […]

Beware of Scammers

About two months ago, there was a voicemail that was left for me.   On this voicemail was a call telling me to call right away about a personal matter.   I could barely understand the voice on other end of the phone, but because insurance companies call me often about personal matters for clients, it wasn’t […]

Picture Perfect

Looking through social media, you may see smiling faces, families and friends getting together, the birth of a child, or even a wedding. You will see happy events. You will see positive posts and great quotes. You will see businesses sharing good news about what is happening in their business. You will see people sharing […]

Cook-Outs and Conversations

With summer comes hot days, trips to the beach, lounging with a great book on a hammock, or having a picnic lunch right in your own backyard. It includes a kiddie pool for young children and running through a sprinkler as you get older.   It includes staying in your bathing suit throughout the day when […]

Proper Planning

When any of us are getting ready for a vacation, planning has to happen. Depending on where you are going, will you fly, drive, or take a train? Where will you stay once you get there? What will you bring for clothes? Do you need any new clothes to bring with you? Shopping will have […]

New Medicare Cards – Part 2

With new Medicare cards due to arrive in your mailbox at any time now, questions ranging from what to do with your old one to who do I need to contact to let people know of my new Medicare number are coming daily. To help clients, anyone currently on Medicare, or individuals that will be […]

New Medicare Cards

If you haven’t already heard, The Centers for Medicare and Medicaid will begin sending new Medicare cards at no cost to all Medicare beneficiaries this month.   For this area of the country, Medicare will start sending out new cards after June. The new cards will be using randomly picked 11 character numbers called a Medicare […]

I Can Do It Myself

“I CAN DO IT MYSELF”! If you are a parent, there is a very strong chance that you have heard these exact words more than once. I certainly remember saying it to my parents and my sons certainly said it to me a few times. While children need to explore doing things themselves, it is […]