Open Enrollment is now over for individuals and families wanting a health insurance plan. Unless you qualify for a special enrollment period such as moving out of state or losing employer coverage, Open Enrollment is the only time of the year that you are able to enroll into a plan. Open Enrollment began on […]
My Cup Overflows
January 9, 2018 by
While looking at some recent Instagram posts, there was one that really caught my eye. While the exact wording escapes me, it went something like this: If I am holding a cup of coffee and someone bumps into me, what exactly happens? If you thought the answer is that coffee will spill out, you would […]
Preferred Pharmacies
June 26, 2017 by
While running errands earlier this year, a sign on a local drug store caught my attention. The sign read, “We take all Medicare Prescription Drug Plans.” In theory, they are correct. In reality, though, they may take all Medicare Prescription Drug Plans, however, the co-pays you as a consumer pay will be far more […]
Leaving a Legacy
February 9, 2017 by
In November of 2003, my family’s life changed in a split second. While working at an automotive shop, my husband suffered a head injury when an exhaust component landed on the back of his head. While the injury left him in chronic pain and without the ability to work for three years, it […]
Making Dreams Come True
January 14, 2017 by
When you first hear the word, “Insurance”, I can rest assured that the first thought that comes to your mind will not be “Dream Protector”. It is my hope to share with you some examples of why this is what comes to my mind as well as several of my clients. Before we get to […]
Short Term Medical Insurance
March 7, 2016 by
During this past Open Enrollment Period, it was painfully obvious to me that some individuals and families just couldn’t afford a health plan. Their income was high enough not to qualify for a subsidy, yet at the same time, they found it difficult to enroll into a plan that was going to cost them […]
Special Enrollment Periods
February 29, 2016 by
Now that Open Enrollment has ended for 2016 (It ended on January 31, 2016), you can only enroll into a health plan if you qualify for a Special Enrollment Period (SEP). There are life events that can qualify you for a special enrollment period. The team at Balanced Care can help you enroll […]
Life Insurance is a Gift of Love
January 28, 2016 by
Every February, I always think of what I can do for my husband on Valentine’s Day. A beautiful card, his favorite meal of ham and mashed potatoes, and a candlelit dinner are always a hit. It has always been a goal of mine to list out at least ten different things on a […]
Keeping or Changing Your 2015 Healthplan
January 5, 2016 by
When it comes to The Affordable Care Act, there is always some confusion regarding deadlines and when to enroll in a health plan. Healthcare.gov sent out many reminders to clients letting them know that December 15th was the deadline to have a health plan start on 1/1/2016. Then, another reminder came up letting […]
Employee Benefits
July 4, 2015 by
Now that you have hired the perfect employees, how do you keep them happy? One of the best ways is to make sure you are offering them a good benefit package. Because Balanced Care specializes in small groups with 1 to 100 employees, we know that most employers feel they just cannot afford […]