Calculating Life Insurance Needs

Continuing with the discussion of Life Insurance and frequently asked questions, Balanced Care would like to give you some insight on how to calculate how much Life Insurance you should have.      Factors such as expenses, assets, and income replacement must be part of the equation. As a “rule of thumb”, five to seven times your […]

Do I Need Life Insurance

As promised, Balanced Care will be dedicating this month to Life Insurance as September is National Life Insurance Awareness Month. One of the first questions that is asked is do I really need life insurance. To help you better understand who needs it, Balanced Care has broken it down to help you decide if it […]

September is Life Insurance Awareness

Do I need life insurance? What type do I get? Should it be term or whole life? I have life insurance at work; do I need more? Should my spouse and children be covered? How much do I need? If all these questions are making you feel like you need to pull your hair out […]

Setting an Example

Reading my posts, it probably comes as no surprise to you that family is of utmost importance to me.     After my husband and I were married, we worked hard to have a home, pay our bills,  and provide for our sons.      We loved spending time together and made it a point to make sure we vacationed […]

“Selling” Insurance

Balanced Care is in the business of helping individuals, businesses, and our seniors secure adequate health and life insurance coverage in the states of NH and Maine.      I often hear from people in other professions as well as from my clients that they wonder how I can stand to “sell” insurance.       I thought it would […]

Final Expense Life Insurance and Moments

At 1:38 AM on January 16th, 2012, my life changed.    It was another moment in my life.      It was the moment that my sisters and I lost our beautiful Mother.      As I look back over the last several months, I still cannot really believe that she is gone.     With each holiday, every Friday night when […]

Voluntary Benefits – Benefits Employers, Benefits Employees

Several years ago, Balanced Care received a call from one of the businesses we work with about their health insurance premium.     Like many business owners, they were considering a higher deductible because their premium increased 70% in one year.      It was either this or not offer Health Insurance at all to their employees. Like many […]