Setting an Example

Reading my posts, it probably comes as no surprise to you that family is of utmost importance to me.     After my husband and I were married, we worked hard to have a home, pay our bills,  and provide for our sons.      We loved spending time together and made it a point to make sure we vacationed together each year.     We never went very far especially when they were younger, but the memories were awesome.   We knew that one day our sons would grow up and the time we had with them while they were young was priceless.      We wanted them to have opportunities so they would realize just how much they could achieve on their own.      We know that we were far from perfect, however, looking at each of our sons today only makes both my husband and myself very proud.      I guess you can say that all we really wanted was to set a good example.

Meeting with clients every day to discuss their insurance needs is also of utmost importance to me.      Knowing that if they get sick, are injured, are faced with a critical illness, or even worse, die way to young is something that I never want to happen.      Insurance really can’t stop all these things from happening and I know that, but I also know that if I don’t share this with them, I would be doing them a terrible disservice.

While talking with a family several years ago about life insurance, the spouses had a difference in opinion about needing it.      It was one of my first appointments where conflict was happening between spouses so needless to say it wasn’t the most comfortable appointment.  This has happened since then with other couples with not only life insurance, but health, dental, etc.   I have learned to respect both opinions, give them the facts, and let them reach a decision that is mutually beneficial.       Back to the original appointment that had me a bit uneasy, the conversation became a bit heated when one of them said, “Do you want to set a good example should something happen to you, or do you want to be a warning on how not to do things’?  SILENCE.     Dead silence so much so that you could have heard a pin drop.    I quickly let each of them know that I felt they needed time to discuss this in private and went on my way never expecting to hear back from them.      Two days later, they called to set up an appointment so they EACH could purchase a life insurance policy.      I guess the answer to the question was to set a good example.

Please know that this work is not something I take lightly.     I have been to funerals where the families are not only heartbroken over their loss, but completely distraught over their future.   I have watched families that didn’t have life insurance to families that did and know the difference.     Loss is a traumatic experience, but if your family is left without sufficient financial means to meet basic living expenses or future goals, they will have to cope not only with a loss, but with a financial crisis as well.     The couple that I spoke about earlier never really went into detail about why they each decided to purchase life insurance, but I can guess that in reflecting on the question that was posed, “Do you want to set an example or be a warning?’ really hit home.       Possibly they took at look at their future without the insurance if something happened, reflected on it, and saw devastating circumstances.     I’ll never know exactly, but I do know that they didn’t want to be a warning to their family.

With all of this said, choices to buy insurance are always yours and Balanced Care respects your decisions.     Cost and need have to be accessed.     Whether it is health insurance, dental insurance, life insurance, or supplemental insurance plans,  you have to decide what is right for you.    Protecting you and your family and providing you with peace of mind is an example that Balanced Care strives to set daily and one that each of us deserves.

Terri Trepanier is the Owner of Balanced Care and a licensed insurance broker in New Hampshire and Maine. Located in Rochester, NH, she specializes in helping individuals and businesses with their Health Insurance, Dental Insurance, Life Insurance, Disability Insurance, Long Term Care Insurance, Medicare Supplemental, Medicare Prescription Drug Plans, Accident, Critical Illness, and Cancer Plans.    Terri knows the importance of insurance products and how they help individuals and families.    She continually strives to give her clients the Peace Of Mind that each of us deserves.

Balanced Care – Providing Balance, Security, and Peace Of Mind




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