“Yesterday’s the past; tomorrow’s the future, but today is a gift. That’s why it is called the present.” – Bill Keane If you really think about it, we all spend time worrying about the past and the future. Just this morning, my husband woke up, smiled at me, thanked God for another day together, and […]
Self-Care and Gratitude
July 22, 2019 by
Last week, I stepped outside to take our dog for a walk out first thing in the morning. The weather was supposed to be very hot and humid that day so getting a walk in was important to do as early as possible. Stepping outside, one of the first views is that of our vegetable […]
Self Care – You Are Your Best Advocate
July 15, 2019 by
This week we are continuing our series on Self-Care and how it relates to your health and well being. Just about a month ago, my yearly physical was due. If you are anything like myself, going to the doctor isn’t on my list of favorite activities. Each and every time they take my blood pressure […]
Self-Care – Part 1
July 10, 2019 by
Have you ever felt overwhelmed with things that need to be done? Has the stress of the day kept you awake at night? Have you ever felt your productivity slipping because you are doing things that you possibly said yes to, but really didn’t have the energy to do? Personally, the answer to these questions […]
Alternatives to Using an Emergency Room
June 24, 2019 by
Meeting one to one with a client whether it is to discuss Health Insurance, Group Health Insurance, or Medicare Insurance, one thing that is always discussed is regarding the use of emergency rooms. Many insurance companies have started to really crack down on the use of the ER for what could have been treated using […]
Health Savings Account
June 12, 2019 by
A Health Savings Account is a great tool to help you pay for healthcare expenses. A Health Savings Account (HSA) is a type of savings account that lets you put aside money on a pre-tax basis for qualified medical expenses. A HSA may also earn interest which is also tax free. These are just a […]
Fitness and Health Insurance
June 4, 2019 by
One question that often comes my way when it comes to Health Insurance is whether or not fitness is a covered expense. Whether it is a gym membership or a personal trainer, the answer really depends on the circumstances or the type of health insurance you have. When it comes to a personal and/or fitness […]
Following Your Passion
May 27, 2019 by
“Starting my own business is a dream of mine, but the benefits that I have through work make it difficult to leave.” So many clients that come to me tell me that they would love to follow a passion they have, but just feel they cannot because of benefits like health insurance. Other clients tell […]
Should I Retire Early?
May 21, 2019 by
Should I retire now or wait? Should I go on Medicare or stay working for a few more years? What will my options be if I retire, but haven’t reached the age of 65 and can’t get Medicare until then? My spouse in on my plan and if I retire, what will his/her options be? […]
Travel Medical Insurance
May 14, 2019 by
True Story: Jim and his wife Mary (names have been changed) go on a yearly trip to visit family in Canada. While on this trip a few years ago, Mary woke up with pain in her right side of her stomach. She ate breakfast and went about her day. As the day progressed, the […]