You may have heard about some legislation that will affect Medicare Supplemental Plans C and F. This legislation is called the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). It is my hope that sharing some facts about this legislation will help you to understand how it may affect you. If you or […]
Family – A Circle of Strength and Love
March 5, 2018 by
This woman inspired me. This woman raised me. This woman’s name is Joyce Savory and she is my beloved Mother. We lost her in January of 2012, but the love she shared with us still lives on today. Several years ago, I cross stiched this quote as a Mother’s Day gift for my Mother. “Our […]
Medicare and Medication
February 26, 2018 by
Whether working with Medicare Prescription Drug Plans or Medicare Advantage plans for clients, it is of utmost importance to have a thorough understanding of the medications you take. The reason for this is because every plan has a different formulary (which is another word for a list of medications covered by the plan). […]
Quiet and Powerful – Legend of the Sand Dollar
February 19, 2018 by
Logos are important to any business for a variety of reasons. When purchasing Balanced Care, it came with a website, business cards, and letterhead. Although the color palette was the same, there was something missing. There was no logo. There wasn’t any brand that everyone recognized with the exception of the name, Balanced Care, so […]
Dental Insurance
February 12, 2018 by
Is dental insurance worth the premium? This is a question that often comes up when working with clients. The answer will all depend on who you talk with. Dental Insurance will vary in premium depending on the plan, the maximum the insurance company will pay out on your behalf, and the coverage offered. If you […]
Perfect Moments
February 5, 2018 by
Meeting with clients that have life threatening illnesses and injuries that take them out of commission for months or even years at a time can be one of the most humbling experiences of my career. Watching a client speak about the loss of their spouse or child with tears rolling down their cheeks can bring […]
The ABC’s of Medicare
January 30, 2018 by
Chances are if you are on Medicare or will soon be eligible for Medicare, you will feel that you have to learn your ABC’s all over again. That’s because: Part A is for hospital expenses. Part B is for physician expenses. Part C is for Medicare Advantage plans. Part D is for Medicare Prescription Drug […]
Success
January 22, 2018 by
Each of us will have a different definition of success and the definition will change as we go through life’s different stages. For instance, when my children were babies, success meant being able to take a shower. As they became toddlers, success meant being able to take a shower without being interrupted. As they started […]
2018 Circle of Champions
January 15, 2018 by
Open Enrollment is now over for individuals and families wanting a health insurance plan. Unless you qualify for a special enrollment period such as moving out of state or losing employer coverage, Open Enrollment is the only time of the year that you are able to enroll into a plan. Open Enrollment began on […]
My Cup Overflows
January 9, 2018 by
While looking at some recent Instagram posts, there was one that really caught my eye. While the exact wording escapes me, it went something like this: If I am holding a cup of coffee and someone bumps into me, what exactly happens? If you thought the answer is that coffee will spill out, you would […]