Have you ever started the day off by: Oversleeping Searching for a piece of clothing Searching for a missing shoe Dropping a plate full of food on the floor Made coffee, but forgot to add to add the coffee If you haven’t, you are certainly doing better than myself. With the current crisis of not […]
You Matter
May 11, 2020 by
With states starting the process of opening up businesses, healthcare such as physical therapy, imaging, and some surgeries are starting to open up as well. As much as this is good news to some, it also makes some feel anxious about whether or not they will be safe. Both views are real and matter. With […]
Annual Election Period – Part 2
October 8, 2019 by
We are just one week away from the Annual Election Period. The Annual Election Period runs from October 15, 2019 until December 7, 2019. This is the only time of the year that you can make changes to either your Medicare Part D Prescription Drug Plan or your Medicare Advantage Plan unless you qualify for […]
Annual Election Period (AEP)
October 1, 2019 by
If you are on Medicare and have either a Medicare Advantage plan or a Medicare Prescription Drug Plan, you have received your Annual Notice of Change Letter from your insurance company. This letter goes over any changes to your plan in the year 2020 and includes changes on premiums, deductibles, co-pays, and networks. The reason […]
Should I Retire Early?
May 21, 2019 by
Should I retire now or wait? Should I go on Medicare or stay working for a few more years? What will my options be if I retire, but haven’t reached the age of 65 and can’t get Medicare until then? My spouse in on my plan and if I retire, what will his/her options be? […]
You May Not Know – Part 3
May 6, 2019 by
Prior to working in the insurance industry, my background was in the beauty industry where I worked as a nail technician for twenty seven years. When you hold hands with your clients on a weekly basis (this is done to do their nails), you are bound to become close friends. Though the hours were […]
You May Not Know – Part 1
April 25, 2019 by
When a potential client reaches out to me, they want to know my experience, what insurance products that are offered through my business, how much things costs, and sometimes, they will ask me to tell them about myself. They want to know my background both personally and professionally. They may ask about my family. They […]
Life is Like a Box of Chocolates
March 4, 2019 by
“Mama always said that life is like a box of chocolates. You never know what you are going to get.” Tom Hanks said these words in one of my favorite movies, Forrest Gump. Whether you have health insurance or Medicare, your health care can also be like a box of chocolates especially if you don’t […]
Turning 65, Eligible for Medicare, and Don’t Know Where to Start
January 21, 2019 by
“I will be turning 65 this year, I’ll be eligible for Medicare, and I don’t have any idea of where to start”. This is a statement that comes my way several times a month. It doesn’t matter how much education you have, Medicare is complex and you may not know where to begin. Questions will […]
The Annual Election Period is Here
October 16, 2018 by
The Annual Election Period is here. What does this mean? Every year between October 15th and December 7th, individuals on Medicare can look at either Medicare Advantage or Prescription Drug Plans and make changes to their current plan or get a plan for the first time. Getting a plan for the first time could result […]