When I started my Medicare and Health Insurance consulting business in 2010, it was so exciting. The passion of helping clients understand the complexity of a product that many times made no sense to them was something that brought me happiness to share. What always shocked me were things that were said to me when […]
Trust your Gutt Instinct
May 3, 2021 by
The last time that I took my Mother to the doctor’s office in early 2012, she was recovering from phenomonia. Although on that day she was doing better, she was still weak and fragile from what her body had just been through. When the doctor recommended that she have a flu shot on that same […]
Vitamin D
April 20, 2021 by
Back in 2017, my husband was scheduled to have surgery for a ruptured disc. In preparing for the surgery, the doctor wanted to check his Vitamin D level. He was told that it was extremely low so the doctor put him on a Vitamin D supplement which we didn’t think anything of. At that same […]
A Day in the Life of our Kona
February 22, 2021 by
When I look at animals, I often wonder what goes through their mind. Our dog, Kona has her own personality and gets excited about virtually everything. Let’s take a look at a day in the life of our Kona girl according to her . . . . . Around 7:00 each morning, I awake from […]
To my Medicare Clients
September 7, 2020 by
It is well known that we are living in challenging times. During these difficult times, it has never been more important to make sure that the benefits you have through your Medicare Supplemental, Medicare Advantage, or Medicare Prescription Drug Plan will protect your most valuable asset – your health. As your insurance broker in the […]
Late Enrollment Penalties
July 22, 2020 by
You waited to enroll into a Medicare Prescription Drug Plan and/or a Medicare Advantage plan because you were still working and had a health plan through your employer. Upon retiring, you receive a notice from CMS (Centers for Medicare and Medicaid) letting you know that you didn’t have credible coverage when you were first […]
Frequently asked Questions about Medicare
June 29, 2020 by
Puzzled . . Perplexed . . Confused . . Overwhelmed . . Baffled . . Frustrated . . These are just a few of the words to describe how clients feel about Medicare. When it comes to Medicare, you will have questions. You will get a substantial amount of postcards and mail from several insurance […]
The Worst Storms
June 22, 2020 by
At the end of each year, goals are written for both personal and professional. When 2020 started, things were great. January and February were by far the busiest they had ever been in ten years of being in business. I also made a committment to myself to exercise at least three times a week and […]
Schedule for your Health – Your Work Routine
May 28, 2020 by
Working from home can have it’s advantages, but it also comes with interruptions – interruptions from a dog that needs to go out, a neighbor across the street blasting music or doing yardwork that is so noisy you can’t hear yourself talk, phone calls that aren’t work related, or a loved one needing something from […]
Schedule for your Health – Your First 15 Minutes of the Day
May 22, 2020 by
How we spend the first fifteen minutes of the day can shape the way the rest of day will go. For the next several weeks, my focus will be on the schedule we keep and how it relates to your health. Earlier this week, I shared how getting a late start to your morning […]