There is one question that comes up very often. That question is what is the difference between an agent and a broker. Starting out in the insurance industry, I represented one insurance company. I started out as an agent or a captive agent as it is described by insurance companies. Although this was a […]
Cook-Outs and Conversations
July 9, 2018 by
With summer comes hot days, trips to the beach, lounging with a great book on a hammock, or having a picnic lunch right in your own backyard. It includes a kiddie pool for young children and running through a sprinkler as you get older. It includes staying in your bathing suit throughout the day when […]
The Easy Way or The Hard Way
June 18, 2018 by
One of my favorite things about this time of the year is looking out our kitchen window and seeing our vegetable garden. I love to watch it grow and really enjoy working in the garden throughout the summer. This year we are growing carrots, tomatoes, string beans, peppers, radishes, beets, watermelon, onions, pumpkins, cabbage, and […]
Proper Planning
May 14, 2018 by
When any of us are getting ready for a vacation, planning has to happen. Depending on where you are going, will you fly, drive, or take a train? Where will you stay once you get there? What will you bring for clothes? Do you need any new clothes to bring with you? Shopping will have […]
New Medicare Cards
April 23, 2018 by
If you haven’t already heard, The Centers for Medicare and Medicaid will begin sending new Medicare cards at no cost to all Medicare beneficiaries this month. For this area of the country, Medicare will start sending out new cards after June. The new cards will be using randomly picked 11 character numbers called a Medicare […]
Insuring Security and Peace of Mind One Family at a Time
April 2, 2018 by
Sitting down with families, there is one common reason for not puchasing an insurance product. 90% of the time, it has to do with affordability. Many families are living paycheck to paycheck and just cannot add another bill to their already tight budget. Many families just cannot add one more bill to their increasingly growing […]
Medicare Supplemental Plans C & F
March 12, 2018 by
You may have heard about some legislation that will affect Medicare Supplemental Plans C and F. This legislation is called the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). It is my hope that sharing some facts about this legislation will help you to understand how it may affect you. If you or […]
About To Turn 65 – What Needs to be Done?
July 29, 2014 by
Are you going to be celebrating your 65th birthday this year? Are you still employed and wonder if you should be signing up for Medicare? At Balanced Care, we know you will have questions regarding Medicare and have put together a list of things to do to help you with this […]
Penalties
November 2, 2012 by
Right now, Medicare Beneficiaries are in the middle of looking at their Prescription Drug Plans and/or their Medicare Advantage Plans and making sure it still meets their needs. October 15th until December 7th is the Annual Election Period and the time of year when they can change plans or sign up for one if they […]