There isn’t one person on this planet that hasn’t been affected by the Coronavirus. Unemployment reached a sobering 30 million cases since the middle of March just today. Losing a job will give you the opportunity to be eligible for a Special Enrollment Period to get health insurance should you need to do so. But […]
Have Hope my Friends
April 28, 2020 by
All you have to do right now to become discouraged is to turn on the news. It doesn’t take but a minute or two to become totally overwhelmed and/or discouraged just by reading one article online about Covid-19. As much as there is bad news, there is also good news. Personally, this good news has […]
Alternatives to Using an Emergency Room
June 24, 2019 by
Meeting one to one with a client whether it is to discuss Health Insurance, Group Health Insurance, or Medicare Insurance, one thing that is always discussed is regarding the use of emergency rooms. Many insurance companies have started to really crack down on the use of the ER for what could have been treated using […]
Should I Retire Early?
May 21, 2019 by
Should I retire now or wait? Should I go on Medicare or stay working for a few more years? What will my options be if I retire, but haven’t reached the age of 65 and can’t get Medicare until then? My spouse in on my plan and if I retire, what will his/her options be? […]
You May Not Know – Part 2
April 29, 2019 by
What is your background? What made you get into selling insurance? These two questions come up so often that I thought it would be helpful to answer them here. Selling insurance was not something I ever saw myself doing. From the moment it was suggested to me to do as a career, it was […]
You May Not Know – Part 1
April 25, 2019 by
When a potential client reaches out to me, they want to know my experience, what insurance products that are offered through my business, how much things costs, and sometimes, they will ask me to tell them about myself. They want to know my background both personally and professionally. They may ask about my family. They […]
Open Enrollment VS. Guaranteed Issue
April 16, 2019 by
There is so much about Medicare that is downright confusing. When it comes to purchasing a Medicare Supplemental plan, consumers are perplexed when attempting to understand the difference between Open Enrollment and Guaranteed Issue. Open Enrollment and Guaranteed Issue are similiar, but they are different. They can overlap which makes it all the harder to […]
Choices
April 9, 2019 by
We each make choices every single day of the week. Choices such as what time we get up, what we eat for breakfast, and what we wear are made every morning. Choices as to where we work, the friends we socialize with, where and who we live with are made with happiness in mind. Choices […]
Star Ratings
April 2, 2019 by
When it comes to Medicare Advantage plans or Medicare Prescription Drug plans, CMS (The Centers for Medicare and Medicaid) use a five star rating to measure Medicare beneficiaries experience with the plan that he or she has. When presenting either a Medicare Advantage plan or a Medicare Prescription Drug plan to a client, it is […]
Why do I pay more for Medicare costs?
March 25, 2019 by
Why am I paying more for my Part B Medicare coverage? Why is my Prescription Drug coverage higher than others? This is a perfect time to answer these questions based on the fact that higher premiums have had to be paid for three out of my last five Medicare clients. The answers can be different […]