More than ever, I hope this blog post finds you safe and healthy. We are thinking of you and thank you for being part of Balanced Care’s family. There is so much advice out there and while I am no expert on how to keep you safe, here’s a few tips that I hope are […]
Annual Election Period (AEP)
October 1, 2019 by
If you are on Medicare and have either a Medicare Advantage plan or a Medicare Prescription Drug Plan, you have received your Annual Notice of Change Letter from your insurance company. This letter goes over any changes to your plan in the year 2020 and includes changes on premiums, deductibles, co-pays, and networks. The reason […]
Self Care – You Are Your Best Advocate
July 15, 2019 by
This week we are continuing our series on Self-Care and how it relates to your health and well being. Just about a month ago, my yearly physical was due. If you are anything like myself, going to the doctor isn’t on my list of favorite activities. Each and every time they take my blood pressure […]
Alternatives to Using an Emergency Room
June 24, 2019 by
Meeting one to one with a client whether it is to discuss Health Insurance, Group Health Insurance, or Medicare Insurance, one thing that is always discussed is regarding the use of emergency rooms. Many insurance companies have started to really crack down on the use of the ER for what could have been treated using […]
Fitness and Health Insurance
June 4, 2019 by
One question that often comes my way when it comes to Health Insurance is whether or not fitness is a covered expense. Whether it is a gym membership or a personal trainer, the answer really depends on the circumstances or the type of health insurance you have. When it comes to a personal and/or fitness […]
Should I Retire Early?
May 21, 2019 by
Should I retire now or wait? Should I go on Medicare or stay working for a few more years? What will my options be if I retire, but haven’t reached the age of 65 and can’t get Medicare until then? My spouse in on my plan and if I retire, what will his/her options be? […]
You May Not Know – Part 3
May 6, 2019 by
Prior to working in the insurance industry, my background was in the beauty industry where I worked as a nail technician for twenty seven years. When you hold hands with your clients on a weekly basis (this is done to do their nails), you are bound to become close friends. Though the hours were […]
Life Insurance Myths
May 2, 2019 by
It’s National Life Insurance Day and a good day to go over some very common Life Insurance myths. It’s our hope that these myths will help you change your prospective and help you to make a better informed decision on what could be one of the most important insurances you purchase. Myth 1: I cannot […]
You May Not Know – Part 2
April 29, 2019 by
What is your background? What made you get into selling insurance? These two questions come up so often that I thought it would be helpful to answer them here. Selling insurance was not something I ever saw myself doing. From the moment it was suggested to me to do as a career, it was […]
Open Enrollment VS. Guaranteed Issue
April 16, 2019 by
There is so much about Medicare that is downright confusing. When it comes to purchasing a Medicare Supplemental plan, consumers are perplexed when attempting to understand the difference between Open Enrollment and Guaranteed Issue. Open Enrollment and Guaranteed Issue are similiar, but they are different. They can overlap which makes it all the harder to […]