When I started my Medicare and Health Insurance consulting business in 2010, it was so exciting. The passion of helping clients understand the complexity of a product that many times made no sense to them was something that brought me happiness to share. What always shocked me were things that were said to me when […]
Motion is Lotion
July 6, 2021 by
Late in the fall of 2017, my husband began having pain in his neck and right arm. He described it as having a constant charley horse down his arm. When the pain wasn’t getting better and it started going across his chest, there was no doubt that he needed to be seen. When he didn’t […]
Reach for the Son
June 9, 2021 by
As you most likely know, it was important for me to take a little break from social media. It was important for me because I was getting caught up in conversations that were only adding fuel to dividing people that I love and respect. I needed time away to pray about how to move forward, […]
Trust your Gutt Instinct
May 3, 2021 by
The last time that I took my Mother to the doctor’s office in early 2012, she was recovering from phenomonia. Although on that day she was doing better, she was still weak and fragile from what her body had just been through. When the doctor recommended that she have a flu shot on that same […]
Break from Social Media
April 22, 2021 by
When social media was first introduced, it gave me joy to catch up with family and friends, celebrate with others as birthdays, anniversaries, and joyous occasions were shared, watch small businesses thrive, and most importantly, pray with others when prayer was asked for. Sadly and most importantly throughout the last several years, it has become […]
Vitamin D
April 20, 2021 by
Back in 2017, my husband was scheduled to have surgery for a ruptured disc. In preparing for the surgery, the doctor wanted to check his Vitamin D level. He was told that it was extremely low so the doctor put him on a Vitamin D supplement which we didn’t think anything of. At that same […]
Focus on the Joy
January 22, 2021 by
For the last few years, I choose a word to think and meditate on each day in that year. In 2020, that word was ENOUGH. Actually, it said, “I am Enough”. This was chosen because like everyone else, insecurity can creep into my life very quickly. It doesn’t matter whether it is personal or […]
To my Medicare Clients
September 7, 2020 by
It is well known that we are living in challenging times. During these difficult times, it has never been more important to make sure that the benefits you have through your Medicare Supplemental, Medicare Advantage, or Medicare Prescription Drug Plan will protect your most valuable asset – your health. As your insurance broker in the […]
I see a Hero
July 28, 2020 by
2020 – It has been a year of changes, challenges, and heartbreak for the United States of America along with the entire world. As hard as this year has been, witnessing heros in action has been inspirational to watch, has brought me to my knees on more than one occasion, and has given me much […]
Late Enrollment Penalties
July 22, 2020 by
You waited to enroll into a Medicare Prescription Drug Plan and/or a Medicare Advantage plan because you were still working and had a health plan through your employer. Upon retiring, you receive a notice from CMS (Centers for Medicare and Medicaid) letting you know that you didn’t have credible coverage when you were first […]