Success

Each of us will have a different definition of success and the definition will change as we go through life’s different stages. For instance, when my children were babies, success meant being able to take a shower. As they became toddlers, success meant being able to take a shower without being interrupted. As they started […]

2018 Circle of Champions

Open Enrollment is now over for individuals and families wanting a health insurance plan.    Unless you qualify for a special enrollment period such as moving out of state or losing employer coverage, Open Enrollment is the only time of the year that you are able to enroll into a plan. Open Enrollment began on […]

Leaving a Legacy

In November of 2003, my family’s life changed in a split second.   While working at an automotive shop, my husband suffered a head injury when an exhaust component landed on the back of his head.   While the injury left him in chronic pain and without the ability to work for three years, it […]

Making Dreams Come True

When you first hear the word, “Insurance”, I can rest assured that the first thought that comes to your mind will not be “Dream Protector”.  It is my hope to share with you some examples of why this is what comes to my mind as well as several of my clients. Before we get to […]

Life Insurance is a Gift of Love

Every February, I always think of what I can do for my husband on Valentine’s Day.   A beautiful card, his favorite meal of ham and mashed potatoes, and a candlelit dinner are always a hit.   It has always been a goal of mine to list out at least ten different things on a […]

Preventative Care Benefits for Adults

The Affordable Care Act has guidelines for Preventative Care for women, children, and adults.   Preventative Care must be offered with all healthcare plans whether you purchase the plan through the Marketplace (Healthcare.gov) or directly through the insurance company.   These benefits must cover these benefits without charging you a co-pay or co-insurance.   This […]

Keeping Organized When You and Your Family Need it the Most

Have you ever walked into a room and suddenly forgot why you went there in the first place?  Have you ever made sure to take care of something and then not remember where you put it?  Have you ever purchased a birthday or Christmas gift early, put it away, and then couldn’t find it when […]

Because I Love You . . . . . . . . . . . .

This week has been amazing.   My husband is on vacation and though work still needs to be done in my business and around the house, we have made sure to carve out some time for one another.   Making meals together, going for long walks, using gift certificates that we have saved to go […]

Don’t Need Life Insurance – Think Again

Do I really need Life Insurance if I’m not married? My children are grown; should I cancel my Life Insurance policy? I just retired; can I cancel my Life Insurance policy? If you have walked down the aisle or became a parent, chances are you have considered purchasing Life Insurance. It goes without saying that […]

Would you know?

The death of a spouse or loved one not only comes with great emotional stress, but also financial stress. Dealing with financial paperwork is the last thing a grieving widow or a family member wants to face, yet in the middle of everything else, it has to be dealt with in a timely manner. If […]