If you haven’t already heard, The Centers for Medicare and Medicaid will begin sending new Medicare cards at no cost to all Medicare beneficiaries this month. For this area of the country, Medicare will start sending out new cards after June. The new cards will be using randomly picked 11 character numbers called a Medicare […]
Healthcare Sharing Ministry Plans
April 9, 2018 by
Did you decide not to get health insurance this past Open Enrollment Period due to the high cost and/or high deductible? Did you decide not to get health insurance because you no longer qualified for a tax subsidy? Do you wish that there was an option for a short term medical plan to give you […]
Medicare Supplemental Plans C & F
March 12, 2018 by
You may have heard about some legislation that will affect Medicare Supplemental Plans C and F. This legislation is called the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). It is my hope that sharing some facts about this legislation will help you to understand how it may affect you. If you or […]
Keeping or Changing Your 2015 Healthplan
January 5, 2016 by
When it comes to The Affordable Care Act, there is always some confusion regarding deadlines and when to enroll in a health plan. Healthcare.gov sent out many reminders to clients letting them know that December 15th was the deadline to have a health plan start on 1/1/2016. Then, another reminder came up letting […]
Recipe For Success
July 25, 2015 by
Last week-end, my husband and I were invited to our first ever pig roast. This was the tenth year that the hosts were having this annual event. Friends, family, and neighbors came with their hands full of dishes to share and their stomachs empty to make room for all the food. […]
Preventative Health Care for Women
April 27, 2015 by
Under the Affordable Care Act, health care plans purchased either through the marketplace (Healthcare.gov) or directly through the insurance company must cover the following list of preventative services for women. These services must be provided without a co-pay and your deductible does not have to be met in order to qualify for this benefit. […]
Getting 2015 Health Insurance Coverage with a Special Enrollment Period (SEP)
April 1, 2015 by
The Open Enrollment Period is now over. For most people, the last day to enroll in a healthcare plan was on February 15, 2015. After this date, you can enroll in a healthcare plan only if you have a life event that qualifies you for a Special Enrollment Period (SEP). The team at Balanced Care […]
Health Care Reform – Frequently Asked Questions
September 9, 2013 by
With October 1st (Open Enrollment) fast approaching and still so much uncertainty with regards to Healthcare Reform for both individuals and small businesses (less than 50 full time employees), I have compiled a list of the most frequently asked questions for your convenience. As always, free consultations are always available and highly encouraged. 1. I […]
Lessons Learned About Trips, Slips, and Falls
June 18, 2012 by
I love stories and the memories those stories hold in my heart. Some of those memories are great; some of those memories are hard to hold onto without feeling pain. Some of the stories make us laugh. Some make us cry. Some have made me realize that life can change in an instant. No […]
Protect Your Family, Your Finances, and Your Future
May 18, 2012 by
What is your most valued asset? Most people will say that their home is their most valued asset, yet, in reality, the most valuable asset is your ability to earn an income. Take a look at some of these statistics: On average, there are about 2,650 disabling injuries every hour during the course of […]