Most families have traditions. Those traditions range from what to eat on a certain day of the week to what you eat on a certain holiday. For my family, we always had cheeseburger night on Saturday evenings. Sunday morning consisted of going to church and then coming home to make a brunch and eating together. Our all time favorites were lobsters and steamers on our first night of our annual camping trip and our pork crown roast with homemade applesauce on Christmas eve.
Another tradition was leaving notes for one another if we weren’t home to make sure everyone knew where each other was. As a wife and mother, I also had a tradition of leaving little “love” notes for my husband and sons so as they opened their lunch, they would be able to read it.
As I thought about these traditions and how much they are treasured, the most important thing is still the people that I share these traditions with, my family. Next month is Life Insurance Awareness month. Life Insurance is still one the insurance products that many people don’t want to talk about, yet it also happens to be one of the most important. To me, it is just like leaving a love note when you aren’t going to be home only this time, this love letter provides for a lifetime.
My love letter to my family consists of making sure our debt will be paid. My love letter to my family consists of having my final expenses such as burial costs taken care of. My love letter to my family consists of making sure there is ample financial means to keep the bills paid after I’m gone. In other words, purchasing life insurance tells my family that I still want to provide for them and take care of them. With my husband, he purchased his love letter with the same purposes that I did. He still wants to provide. He still wants to make sure that our family home that we have lived in for twenty five years could still be maintained.
To be honest, I see the struggles when I meet with clients. Financial stress, an abundance of bills, and too little money for the month are just a few of those struggles. Adding another bill like Life Insurance on an already tight budget seems easy enough to put off. All I can say is that none of us know what the future holds or for that matter, how much time we have. Life Insurance isn’t something to be put off. Unfortunately, I’ve seen many people want it after a diagnosis that can make them ineligible. They desperately want to leave a love letter to their family and cannot.
Balanced Care works with over forty different insurance carriers so that we can provide the best plan and competitive pricing. We speak directly with you either over the phone or in person to make sure that you are getting the right amount of death benefit as well as the right type of Life Insurance for your family.
Life Insurance is a miracle. It is a contract that can create capital where none existed. Life Insurance is a decision that is important, but must be made in a timely manner. It’s a love letter to your family. Call Balanced Care at 603-817-3949 or 603-948-1697 for your free consultation to express your love for your family today.
Terri Trepanier is the owner of Balanced Care Health and Supplemental Insurance and a licensed insurance consultant and broker with Associated Brokers. Licensed in both Maine and NH, her specialty is working with small businesses, individuals, and families with their health and life insurance needs. She is certified to offer health plans both on and off the exchange and is contracted with every health insurance company that offers plans in both New Hampshire and Maine. Her other passion is assisting Medicare beneficiaries with their Medicare Supplemental, Medicare Part D Prescription Drug Plans, and Medicare Advantage plans. Terri has seen firsthand the importance of insurance products and how they help families. Her goal with Balanced Care is to “Insure Security and Peace of Mind One Family at a Time”.