Why am I paying more for my Part B Medicare coverage? Why is my Prescription Drug coverage higher than others? This is a perfect time to answer these questions based on the fact that higher premiums have had to be paid for three out of my last five Medicare clients. The answers can be different […]
We All Have Far More in Common
March 19, 2019 by
About four years ago, our town wanted to bring in a SOS Recovery Center. A SOS Recovery Center helps to reduce the stigma and harm that is associated with substance abuse by providing support for people in all stages of recovery. The Center was getting both support and disapproval from downtown businesses because it was […]
Scrapbooking Your Life Story
March 12, 2019 by
When my husband turned 40, it was important to me to put his life story into memories by making him a scrapbook of his life. When our children graduated from high school, one of their gifts was a scrapbook. It took months and hours of work for every page, but the finished project was one […]
Stay at Home Parents
February 26, 2019 by
Raising children is one of the best jobs in the world while at the same time, it can be one of the hardest jobs in the world. As a parent, deciding if you will continue to work full time or be a stay at home parent can be one of the hardest decisions you can […]
The Definition of Love
February 13, 2019 by
If you were to look up the word, “Love”, in the dictionary, the definition would go something like this: An intense feeling of deep affection. A great interest and pleasure in something. For me, love has so many definitions. Here are a few that I have personally witnessed: A wife is the caregiver of her […]
Is COBRA my Best Option
February 4, 2019 by
Is COBRA my best option? This question has come up three times over the last two weeks and because of that, I thought it would be helpful to give you some information on how to decide if COBRA is your best option. In 1985, Congress passed a bill called the Consolidated Omnibus Budget Reconciliation Act, […]
Submitting Documents
January 14, 2019 by
If you purchased health insurance through the Marketplace, there maybe a chance that they asked you to send in documents to confirm information that you supplied when filling out your application. These documents may include income verification, loss of coverage verification, citizenship, or immigration status. If they asked you to supply documents, they would have […]
The Greatest Gift of All
January 7, 2019 by
For me, it alway feels a little depressing to see the holidays come to an end. Decorations are taken down and put away for another year. Traditions such as family getting together don’t happen as often. We go about our days heading to work, coming home and making dinner, doing chores, and then starting […]
Thank You
December 31, 2018 by
It is hard to believe that today is the last day of 2018. It seems like we just started 2018 and here we are just hours away from 2019. As we get ready to close out 2018, it’s important for me to share how thankful I am for your trust in me with your insurance […]
Open Enrollment
October 31, 2018 by
There are a couple of dates to remember that of utmost importance to anyone looking into health insurance plans for 2019. Those dates are November 1st and December 15th. That’s because from November 1, 2018 through December 15, 2018 is when Open Enrollment for individual and family health insurance plans is. This is the […]