Self Care – You Are Your Best Advocate

This week we are continuing our series on Self-Care and how it relates to your health and well being. Just about a month ago, my yearly physical was due.   If you are anything like myself, going to the doctor isn’t on my list of favorite activities.   Each and every time they take my blood pressure […]

Self-Care – Part 1

Have you ever felt overwhelmed with things that need to be done? Has the stress of the day kept you awake at night? Have you ever felt your productivity slipping because you are doing things that you possibly said yes to, but really didn’t have the energy to do? Personally, the answer to these questions […]

Alternatives to Using an Emergency Room

Meeting one to one with a client whether it is to discuss Health Insurance, Group Health Insurance, or Medicare Insurance, one thing that is always discussed is regarding the use of emergency rooms. Many insurance companies have started to really crack down on the use of the ER for what could have been treated using […]

Fitness and Health Insurance

One question that often comes my way when it comes to Health Insurance is whether or not fitness is a covered expense.   Whether it is a gym membership or a personal trainer, the answer really depends on the circumstances or the type of health insurance you have. When it comes to a personal and/or fitness […]

Should I Retire Early?

Should I retire now or wait? Should I go on Medicare or stay working for a few more years? What will my options be if I retire, but haven’t reached the age of 65 and can’t get Medicare until then? My spouse in on my plan and if I retire, what will his/her options be? […]

You May Not Know – Part 3

Prior to working in the insurance industry, my background was in the beauty industry where I worked as a nail technician for twenty seven years. When you hold hands with your clients on a weekly basis (this is done to do their nails), you are bound to become close friends.     Though the hours were […]

You May Not Know – Part 2

What is your background?    What made you get into selling insurance? These two questions come up so often that I thought it would be helpful to answer them here. Selling insurance was not something I ever saw myself doing.  From the moment it was suggested to me to do as a career, it was […]

You May Not Know – Part 1

When a potential client reaches out to me, they want to know my experience, what insurance products that are offered through my business, how much things costs, and sometimes, they will ask me to tell them about myself. They want to know my background both personally and professionally. They may ask about my family. They […]

Choices

We each make choices every single day of the week. Choices such as what time we get up, what we eat for breakfast, and what we wear are made every morning. Choices as to where we work, the friends we socialize with, where and who we live with are made with happiness in mind. Choices […]

Star Ratings

When it comes to Medicare Advantage plans or Medicare Prescription Drug plans, CMS (The Centers for Medicare and Medicaid) use a five star rating to measure Medicare beneficiaries experience with the plan that he or she has. When presenting either a Medicare Advantage plan or a Medicare Prescription Drug plan to a client, it is […]