Under the Affordable Care Act, health care plans purchased either through the marketplace (Healthcare.gov) or directly through the insurance company must cover the following list of preventative services for women. These services must be provided without a co-pay and your deductible does not have to be met in order to qualify for this benefit. […]
Preventative Health Services
Did you know or realize that every healthcare plan offers free preventative health services for adults, women, and children? As long as these services are provided by a network provider, these services do not get applied to your deductible and no copayment or coinsurance is required. Today, the focus will be on children. The […]
Getting 2015 Health Insurance Coverage with a Special Enrollment Period (SEP)
The Open Enrollment Period is now over. For most people, the last day to enroll in a healthcare plan was on February 15, 2015. After this date, you can enroll in a healthcare plan only if you have a life event that qualifies you for a Special Enrollment Period (SEP). The team at Balanced Care […]
Keeping Organized When You and Your Family Need it the Most
Have you ever walked into a room and suddenly forgot why you went there in the first place? Have you ever made sure to take care of something and then not remember where you put it? Have you ever purchased a birthday or Christmas gift early, put it away, and then couldn’t find it when […]
Open Enrollment – Frequently Asked Questions
Since Open Enrollment began on November 15, 2014, Balanced Care has received many frequently asked questions. We decided to put them together to assist you in getting the answers you need. When is Open Enrollment? Open Enrollment for 2015 coverage runs from November 15, 2014 until February 15, 2015. Is […]
Because I Love You . . . . . . . . . . . .
This week has been amazing. My husband is on vacation and though work still needs to be done in my business and around the house, we have made sure to carve out some time for one another. Making meals together, going for long walks, using gift certificates that we have saved to go […]
About To Turn 65 – What Needs to be Done?
Are you going to be celebrating your 65th birthday this year? Are you still employed and wonder if you should be signing up for Medicare? At Balanced Care, we know you will have questions regarding Medicare and have put together a list of things to do to help you with this […]
Health Care Reform – Frequently Asked Questions
With October 1st (Open Enrollment) fast approaching and still so much uncertainty with regards to Healthcare Reform for both individuals and small businesses (less than 50 full time employees), I have compiled a list of the most frequently asked questions for your convenience. As always, free consultations are always available and highly encouraged. 1. I […]
Love Letter To My Family
Most families have traditions. Those traditions range from what to eat on a certain day of the week to what you eat on a certain holiday. For my family, we always had cheeseburger night on Saturday evenings. Sunday morning consisted of going to church and then coming home to make a brunch and eating together. […]
Don’t Need Life Insurance – Think Again
Do I really need Life Insurance if I’m not married? My children are grown; should I cancel my Life Insurance policy? I just retired; can I cancel my Life Insurance policy? If you have walked down the aisle or became a parent, chances are you have considered purchasing Life Insurance. It goes without saying that […]