Chances are if you are on Medicare or will soon be eligible for Medicare, you will feel that you have to learn your ABC’s all over again. That’s because: Part A is for hospital expenses. Part B is for physician expenses. Part C is for Medicare Advantage plans. Part D is for Medicare Prescription Drug […]
Success
Each of us will have a different definition of success and the definition will change as we go through life’s different stages. For instance, when my children were babies, success meant being able to take a shower. As they became toddlers, success meant being able to take a shower without being interrupted. As they started […]
My Cup Overflows
While looking at some recent Instagram posts, there was one that really caught my eye. While the exact wording escapes me, it went something like this: If I am holding a cup of coffee and someone bumps into me, what exactly happens? If you thought the answer is that coffee will spill out, you would […]
Preferred Pharmacies
While running errands earlier this year, a sign on a local drug store caught my attention. The sign read, “We take all Medicare Prescription Drug Plans.” In theory, they are correct. In reality, though, they may take all Medicare Prescription Drug Plans, however, the co-pays you as a consumer pay will be far more […]
Leaving a Legacy
In November of 2003, my family’s life changed in a split second. While working at an automotive shop, my husband suffered a head injury when an exhaust component landed on the back of his head. While the injury left him in chronic pain and without the ability to work for three years, it […]
Short Term Medical Insurance
During this past Open Enrollment Period, it was painfully obvious to me that some individuals and families just couldn’t afford a health plan. Their income was high enough not to qualify for a subsidy, yet at the same time, they found it difficult to enroll into a plan that was going to cost them […]
Know your Deadlines for Open Enrollment
Open Enrollment has officially began. It started this morning, November 1, 2015 and will continue until January 31, 2016. There is always confusion surrounding Open Enrollment so to help you know key dates and key deadlines, we wanted to make sure you know the facts. Here are a few of those facts: November […]
Recipe For Success
Last week-end, my husband and I were invited to our first ever pig roast. This was the tenth year that the hosts were having this annual event. Friends, family, and neighbors came with their hands full of dishes to share and their stomachs empty to make room for all the food. […]
Employee Benefits
Now that you have hired the perfect employees, how do you keep them happy? One of the best ways is to make sure you are offering them a good benefit package. Because Balanced Care specializes in small groups with 1 to 100 employees, we know that most employers feel they just cannot afford […]
Preventative Care Benefits for Adults
The Affordable Care Act has guidelines for Preventative Care for women, children, and adults. Preventative Care must be offered with all healthcare plans whether you purchase the plan through the Marketplace (Healthcare.gov) or directly through the insurance company. These benefits must cover these benefits without charging you a co-pay or co-insurance. This […]