“Starting my own business is a dream of mine, but the benefits that I have through work make it difficult to leave.” So many clients that come to me tell me that they would love to follow a passion they have, but just feel they cannot because of benefits like health insurance. Other clients tell […]
Should I Retire Early?
May 21, 2019 by
Should I retire now or wait? Should I go on Medicare or stay working for a few more years? What will my options be if I retire, but haven’t reached the age of 65 and can’t get Medicare until then? My spouse in on my plan and if I retire, what will his/her options be? […]
You May Not Know – Part 3
May 6, 2019 by
Prior to working in the insurance industry, my background was in the beauty industry where I worked as a nail technician for twenty seven years. When you hold hands with your clients on a weekly basis (this is done to do their nails), you are bound to become close friends. Though the hours were […]
Life Insurance Myths
May 2, 2019 by
It’s National Life Insurance Day and a good day to go over some very common Life Insurance myths. It’s our hope that these myths will help you change your prospective and help you to make a better informed decision on what could be one of the most important insurances you purchase. Myth 1: I cannot […]
You May Not Know – Part 2
April 29, 2019 by
What is your background? What made you get into selling insurance? These two questions come up so often that I thought it would be helpful to answer them here. Selling insurance was not something I ever saw myself doing. From the moment it was suggested to me to do as a career, it was […]
You May Not Know – Part 1
April 25, 2019 by
When a potential client reaches out to me, they want to know my experience, what insurance products that are offered through my business, how much things costs, and sometimes, they will ask me to tell them about myself. They want to know my background both personally and professionally. They may ask about my family. They […]
Open Enrollment VS. Guaranteed Issue
April 16, 2019 by
There is so much about Medicare that is downright confusing. When it comes to purchasing a Medicare Supplemental plan, consumers are perplexed when attempting to understand the difference between Open Enrollment and Guaranteed Issue. Open Enrollment and Guaranteed Issue are similiar, but they are different. They can overlap which makes it all the harder to […]
Choices
April 9, 2019 by
We each make choices every single day of the week. Choices such as what time we get up, what we eat for breakfast, and what we wear are made every morning. Choices as to where we work, the friends we socialize with, where and who we live with are made with happiness in mind. Choices […]
Star Ratings
April 2, 2019 by
When it comes to Medicare Advantage plans or Medicare Prescription Drug plans, CMS (The Centers for Medicare and Medicaid) use a five star rating to measure Medicare beneficiaries experience with the plan that he or she has. When presenting either a Medicare Advantage plan or a Medicare Prescription Drug plan to a client, it is […]
Why do I pay more for Medicare costs?
March 25, 2019 by
Why am I paying more for my Part B Medicare coverage? Why is my Prescription Drug coverage higher than others? This is a perfect time to answer these questions based on the fact that higher premiums have had to be paid for three out of my last five Medicare clients. The answers can be different […]