Why am I paying more for my Part B Medicare coverage? Why is my Prescription Drug coverage higher than others? This is a perfect time to answer these questions based on the fact that higher premiums have had to be paid for three out of my last five Medicare clients. The answers can be different […]
We All Have Far More in Common
March 19, 2019 by
About four years ago, our town wanted to bring in a SOS Recovery Center. A SOS Recovery Center helps to reduce the stigma and harm that is associated with substance abuse by providing support for people in all stages of recovery. The Center was getting both support and disapproval from downtown businesses because it was […]
Life is Like a Box of Chocolates
March 4, 2019 by
“Mama always said that life is like a box of chocolates. You never know what you are going to get.” Tom Hanks said these words in one of my favorite movies, Forrest Gump. Whether you have health insurance or Medicare, your health care can also be like a box of chocolates especially if you don’t […]
Turning 65, Eligible for Medicare, and Don’t Know Where to Start
January 21, 2019 by
“I will be turning 65 this year, I’ll be eligible for Medicare, and I don’t have any idea of where to start”. This is a statement that comes my way several times a month. It doesn’t matter how much education you have, Medicare is complex and you may not know where to begin. Questions will […]
The Greatest Gift of All
January 7, 2019 by
For me, it alway feels a little depressing to see the holidays come to an end. Decorations are taken down and put away for another year. Traditions such as family getting together don’t happen as often. We go about our days heading to work, coming home and making dinner, doing chores, and then starting […]
Thank You
December 31, 2018 by
It is hard to believe that today is the last day of 2018. It seems like we just started 2018 and here we are just hours away from 2019. As we get ready to close out 2018, it’s important for me to share how thankful I am for your trust in me with your insurance […]
Medicare Supplemental vs Medicare Advantage
October 22, 2018 by
When a client is first eligible for Medicare, one of the first things we do is inform and educate on what Medicare covers and what is doesn’t. Medicare consists of Part A and Part B services. Part A covers inpatient hospital care, skilled nursing care, hospice care, and home health care. Part B […]
The Countdown Is On
October 1, 2018 by
Already October! It is so hard to believe that we are officially in the last quarter of 2018. We are also fourteen days away from the Annual Election Period for Medicare beneficiaries and one month away from the Open Enrollment for Health Insurance. What exactly does this mean? Regarding the Annual Election Period (AEP), this […]
Annual Election Period
September 17, 2018 by
The Annual Election Period (AEP) will be here before you know it and runs between October 15, 2018 through December 7, 2018. This is time of the year that individuals that are on Medicare can make changes to either their Prescription Drug Plans or their Medicare Advantage Plans. Very soon, anyone that is on Medicare […]
We Will Never Forget
September 11, 2018 by
September 11, 2001 – It’s a day that changed the world, our country, our towns, and everyone of us. 246 people went to sleep for their morning flights on 9/11. The night before, 2,606 people went to sleep for work. 25 flight attendants packed their bags for their early reports. 343 firefighters, 60 police officers […]