Follow the Yellow Brick Road

When I started my Medicare and Health Insurance consulting business in 2010, it was so exciting.   The passion of helping clients understand the complexity of a product that many times made no sense to them was something that brought me happiness to share. What always shocked me were things that were said to me when […]

Trust your Gutt Instinct

The last time that I took my Mother to the doctor’s office in early 2012, she was recovering from phenomonia.  Although on that day she was doing better, she was still weak and fragile from what her body had just been through. When the doctor recommended that she have a flu shot on that same […]

Focus on the Joy

For the last few years, I choose a word to think and meditate on each day in that year.  In 2020, that word was ENOUGH. Actually, it said, “I am Enough”.  This was chosen because like everyone else, insecurity can creep into my life very quickly.    It doesn’t matter whether it is personal or […]

I see a Hero

2020 – It has been a year of changes, challenges, and heartbreak for the United States of America along with the entire world. As hard as this year has been, witnessing heros in action has been inspirational to watch, has brought me to my knees on more than one occasion, and has given me much […]

Late Enrollment Penalties

You waited to enroll into a Medicare Prescription Drug Plan and/or a Medicare Advantage plan because you were still working and had a health plan through your employer.    Upon retiring, you receive a notice from CMS (Centers for Medicare and Medicaid) letting you know that you didn’t have credible coverage when you were first […]

The Best Choice for You

As an insurance broker, there is nothing I like better than to give my clients choices – choices on which insurance company to choose, which deductible works for them, which plan works for them, which network works for them, etc. When I first started in the health insurance industry, I represented one insurance company.    […]

Keeping you Safe

At Balanced Care, our mission is to provide information and education on every insurance product we offer.  We do this by meeting with clients one on one, going over benefits, premiums, deductibles, prescription drug costs, and most importantly, making sure that the product you are getting for yourself will cover your needs. Since March and […]

Frequently asked Questions about Medicare

Puzzled . . Perplexed . . Confused . . Overwhelmed . . Baffled . . Frustrated . .  These are just a few of the words to describe how clients feel about Medicare. When it comes to Medicare, you will have questions.   You will get a substantial amount of postcards and mail from several insurance […]

The Worst Storms

At the end of each year, goals are written for both personal and professional. When 2020 started, things were great.   January and February were by far the busiest they had ever been in ten years of being in business. I also made a committment to myself to exercise at least three times a week and […]

Work Schedule – It’s the Little Things

Questions came up about my post regarding working from home.   That post talked about how each of us have to find ways to work from home while at the same time, finding a balance in making sure family is taken care of and we are taking time to care for ourselves. The schedule that was […]