Last week’s post regarding the Annual Election Period raised some important questions. One of those questions had to do with the Medicare Annual Notice of Change or ANOC. The Medicare Annual Notice of Change is a document or letter that lists any plan changes such as service area, premiums, deductibles, or any other costs associated […]
Annual Election Period
September 17, 2018 by
The Annual Election Period (AEP) will be here before you know it and runs between October 15, 2018 through December 7, 2018. This is time of the year that individuals that are on Medicare can make changes to either their Prescription Drug Plans or their Medicare Advantage Plans. Very soon, anyone that is on Medicare […]
Beware of Scammers
August 13, 2018 by
About two months ago, there was a voicemail that was left for me. On this voicemail was a call telling me to call right away about a personal matter. I could barely understand the voice on other end of the phone, but because insurance companies call me often about personal matters for clients, it wasn’t […]
Picture Perfect
August 7, 2018 by
Looking through social media, you may see smiling faces, families and friends getting together, the birth of a child, or even a wedding. You will see happy events. You will see positive posts and great quotes. You will see businesses sharing good news about what is happening in their business. You will see people sharing […]
Agent/Broker – What’s the Difference
July 30, 2018 by
There is one question that comes up very often. That question is what is the difference between an agent and a broker. Starting out in the insurance industry, I represented one insurance company. I started out as an agent or a captive agent as it is described by insurance companies. Although this was a […]
Shooting for the Target
July 23, 2018 by
Growing up with a Father that served in the Air Force, my family grew up throughout the United States. This meant that we moved all throughout our school years and I personally went to 12 different schools and four different high schools. While living in North Dakota where the winter weather was beyond freezing, the […]
Cook-Outs and Conversations
July 9, 2018 by
With summer comes hot days, trips to the beach, lounging with a great book on a hammock, or having a picnic lunch right in your own backyard. It includes a kiddie pool for young children and running through a sprinkler as you get older. It includes staying in your bathing suit throughout the day when […]
The Easy Way or The Hard Way
June 18, 2018 by
One of my favorite things about this time of the year is looking out our kitchen window and seeing our vegetable garden. I love to watch it grow and really enjoy working in the garden throughout the summer. This year we are growing carrots, tomatoes, string beans, peppers, radishes, beets, watermelon, onions, pumpkins, cabbage, and […]
Proper Planning
May 14, 2018 by
When any of us are getting ready for a vacation, planning has to happen. Depending on where you are going, will you fly, drive, or take a train? Where will you stay once you get there? What will you bring for clothes? Do you need any new clothes to bring with you? Shopping will have […]
New Medicare Cards – Part 2
April 30, 2018 by
With new Medicare cards due to arrive in your mailbox at any time now, questions ranging from what to do with your old one to who do I need to contact to let people know of my new Medicare number are coming daily. To help clients, anyone currently on Medicare, or individuals that will be […]