We are just one week away from the Annual Election Period. The Annual Election Period runs from October 15, 2019 until December 7, 2019. This is the only time of the year that you can make changes to either your Medicare Part D Prescription Drug Plan or your Medicare Advantage Plan unless you qualify for […]
Annual Election Period (AEP)
October 1, 2019 by
If you are on Medicare and have either a Medicare Advantage plan or a Medicare Prescription Drug Plan, you have received your Annual Notice of Change Letter from your insurance company. This letter goes over any changes to your plan in the year 2020 and includes changes on premiums, deductibles, co-pays, and networks. The reason […]
Self-Care is an Act of Self-Love
September 23, 2019 by
For the last few months, the topic of the weekly posts have all had to do with Self-Care. We talked about the importance of sleep, nutrition, exercise, and just the importance of slowing down to read a book, sit quietly with a cup of coffee, or taking a walk. As mentioned many times, self-care is […]
Self-Care – Part 1
July 10, 2019 by
Have you ever felt overwhelmed with things that need to be done? Has the stress of the day kept you awake at night? Have you ever felt your productivity slipping because you are doing things that you possibly said yes to, but really didn’t have the energy to do? Personally, the answer to these questions […]
Virtual Healthcare Visits
July 3, 2019 by
Do you know if you health insurance plan allows you to have access to doctors 24 hours a day/7 days a week? This access can be called Virtual Visits or TelaDoc just to name a few. This benefit normally requires downloading an app which can be found through your health insurance company’s website. You would […]
Alternatives to Using an Emergency Room
June 24, 2019 by
Meeting one to one with a client whether it is to discuss Health Insurance, Group Health Insurance, or Medicare Insurance, one thing that is always discussed is regarding the use of emergency rooms. Many insurance companies have started to really crack down on the use of the ER for what could have been treated using […]
Fitness and Health Insurance
June 4, 2019 by
One question that often comes my way when it comes to Health Insurance is whether or not fitness is a covered expense. Whether it is a gym membership or a personal trainer, the answer really depends on the circumstances or the type of health insurance you have. When it comes to a personal and/or fitness […]
Following Your Passion
May 27, 2019 by
“Starting my own business is a dream of mine, but the benefits that I have through work make it difficult to leave.” So many clients that come to me tell me that they would love to follow a passion they have, but just feel they cannot because of benefits like health insurance. Other clients tell […]
Should I Retire Early?
May 21, 2019 by
Should I retire now or wait? Should I go on Medicare or stay working for a few more years? What will my options be if I retire, but haven’t reached the age of 65 and can’t get Medicare until then? My spouse in on my plan and if I retire, what will his/her options be? […]
You May Not Know – Part 3
May 6, 2019 by
Prior to working in the insurance industry, my background was in the beauty industry where I worked as a nail technician for twenty seven years. When you hold hands with your clients on a weekly basis (this is done to do their nails), you are bound to become close friends. Though the hours were […]