The last time that I took my Mother to the doctor’s office in early 2012, she was recovering from phenomonia. Although on that day she was doing better, she was still weak and fragile from what her body had just been through. When the doctor recommended that she have a flu shot on that same […]
Break from Social Media
When social media was first introduced, it gave me joy to catch up with family and friends, celebrate with others as birthdays, anniversaries, and joyous occasions were shared, watch small businesses thrive, and most importantly, pray with others when prayer was asked for. Sadly and most importantly throughout the last several years, it has become […]
A Day in the Life of our Kona
When I look at animals, I often wonder what goes through their mind. Our dog, Kona has her own personality and gets excited about virtually everything. Let’s take a look at a day in the life of our Kona girl according to her . . . . . Around 7:00 each morning, I awake from […]
Focus on the Joy
For the last few years, I choose a word to think and meditate on each day in that year. In 2020, that word was ENOUGH. Actually, it said, “I am Enough”. This was chosen because like everyone else, insecurity can creep into my life very quickly. It doesn’t matter whether it is personal or […]
To my Medicare Clients
It is well known that we are living in challenging times. During these difficult times, it has never been more important to make sure that the benefits you have through your Medicare Supplemental, Medicare Advantage, or Medicare Prescription Drug Plan will protect your most valuable asset – your health. As your insurance broker in the […]
I see a Hero
2020 – It has been a year of changes, challenges, and heartbreak for the United States of America along with the entire world. As hard as this year has been, witnessing heros in action has been inspirational to watch, has brought me to my knees on more than one occasion, and has given me much […]
Late Enrollment Penalties
You waited to enroll into a Medicare Prescription Drug Plan and/or a Medicare Advantage plan because you were still working and had a health plan through your employer. Upon retiring, you receive a notice from CMS (Centers for Medicare and Medicaid) letting you know that you didn’t have credible coverage when you were first […]
The Best Choice for You
As an insurance broker, there is nothing I like better than to give my clients choices – choices on which insurance company to choose, which deductible works for them, which plan works for them, which network works for them, etc. When I first started in the health insurance industry, I represented one insurance company. […]
Keeping you Safe
At Balanced Care, our mission is to provide information and education on every insurance product we offer. We do this by meeting with clients one on one, going over benefits, premiums, deductibles, prescription drug costs, and most importantly, making sure that the product you are getting for yourself will cover your needs. Since March and […]
Frequently asked Questions about Medicare
Puzzled . . Perplexed . . Confused . . Overwhelmed . . Baffled . . Frustrated . . These are just a few of the words to describe how clients feel about Medicare. When it comes to Medicare, you will have questions. You will get a substantial amount of postcards and mail from several insurance […]