Already October! It is so hard to believe that we are officially in the last quarter of 2018. We are also fourteen days away from the Annual Election Period for Medicare beneficiaries and one month away from the Open Enrollment for Health Insurance. What exactly does this mean? Regarding the Annual Election Period (AEP), this […]
Annual Election Period
September 17, 2018 by
The Annual Election Period (AEP) will be here before you know it and runs between October 15, 2018 through December 7, 2018. This is time of the year that individuals that are on Medicare can make changes to either their Prescription Drug Plans or their Medicare Advantage Plans. Very soon, anyone that is on Medicare […]
We Will Never Forget
September 11, 2018 by
September 11, 2001 – It’s a day that changed the world, our country, our towns, and everyone of us. 246 people went to sleep for their morning flights on 9/11. The night before, 2,606 people went to sleep for work. 25 flight attendants packed their bags for their early reports. 343 firefighters, 60 police officers […]
Calculating Life Insurance Needs
September 3, 2018 by
You know you are an adult when you start looking at Life Insurance. For some, that may be when a new home is purchased. For others, it may be when a baby is born. If someone will suffer financially such as a spouse or a child if you die, there is a very good […]
Getting Back to Life
August 27, 2018 by
Looking at this picture, you may see a man (who also happens to be my husband) shooting a bow and arrow. You may see a man that is practicing for the upcoming hunting season. Looking at this picture, I see something far more. Just about a year ago (On September 21, 2017 to be […]
Curveball
August 20, 2018 by
One thing that my family and friends know about me is my love for baseball. Since we gave up having cable television years ago, watching games doesn’t happen very often. When it does happen, my husband and I will choose to go out to eat at a restaurant that has games playing. We will […]
Beware of Scammers
August 13, 2018 by
About two months ago, there was a voicemail that was left for me. On this voicemail was a call telling me to call right away about a personal matter. I could barely understand the voice on other end of the phone, but because insurance companies call me often about personal matters for clients, it wasn’t […]
Picture Perfect
August 7, 2018 by
Looking through social media, you may see smiling faces, families and friends getting together, the birth of a child, or even a wedding. You will see happy events. You will see positive posts and great quotes. You will see businesses sharing good news about what is happening in their business. You will see people sharing […]
Agent/Broker – What’s the Difference
July 30, 2018 by
There is one question that comes up very often. That question is what is the difference between an agent and a broker. Starting out in the insurance industry, I represented one insurance company. I started out as an agent or a captive agent as it is described by insurance companies. Although this was a […]
Shooting for the Target
July 23, 2018 by
Growing up with a Father that served in the Air Force, my family grew up throughout the United States. This meant that we moved all throughout our school years and I personally went to 12 different schools and four different high schools. While living in North Dakota where the winter weather was beyond freezing, the […]