“Mama always said that life is like a box of chocolates. You never know what you are going to get.” Tom Hanks said these words in one of my favorite movies, Forrest Gump. Whether you have health insurance or Medicare, your health care can also be like a box of chocolates especially if you don’t […]
I am More Than Just a Piece of Paper
February 19, 2019 by
I am a Contract. People pay a premium to keep me in force. I help people live out their dreams. I help pay off mortgages so families can stay in their homes. I help pay off credit card debt. I help pay off personal loans. I help provide a college education. I help to pay […]
Is COBRA my Best Option
February 4, 2019 by
Is COBRA my best option? This question has come up three times over the last two weeks and because of that, I thought it would be helpful to give you some information on how to decide if COBRA is your best option. In 1985, Congress passed a bill called the Consolidated Omnibus Budget Reconciliation Act, […]
Turning 65, Eligible for Medicare, and Don’t Know Where to Start
January 21, 2019 by
“I will be turning 65 this year, I’ll be eligible for Medicare, and I don’t have any idea of where to start”. This is a statement that comes my way several times a month. It doesn’t matter how much education you have, Medicare is complex and you may not know where to begin. Questions will […]
Submitting Documents
January 14, 2019 by
If you purchased health insurance through the Marketplace, there maybe a chance that they asked you to send in documents to confirm information that you supplied when filling out your application. These documents may include income verification, loss of coverage verification, citizenship, or immigration status. If they asked you to supply documents, they would have […]
The Greatest Gift of All
January 7, 2019 by
For me, it alway feels a little depressing to see the holidays come to an end. Decorations are taken down and put away for another year. Traditions such as family getting together don’t happen as often. We go about our days heading to work, coming home and making dinner, doing chores, and then starting […]
Thank You
December 31, 2018 by
It is hard to believe that today is the last day of 2018. It seems like we just started 2018 and here we are just hours away from 2019. As we get ready to close out 2018, it’s important for me to share how thankful I am for your trust in me with your insurance […]
Open Enrollment
October 31, 2018 by
There are a couple of dates to remember that of utmost importance to anyone looking into health insurance plans for 2019. Those dates are November 1st and December 15th. That’s because from November 1, 2018 through December 15, 2018 is when Open Enrollment for individual and family health insurance plans is. This is the […]
Medicare Supplemental vs Medicare Advantage
October 22, 2018 by
When a client is first eligible for Medicare, one of the first things we do is inform and educate on what Medicare covers and what is doesn’t. Medicare consists of Part A and Part B services. Part A covers inpatient hospital care, skilled nursing care, hospice care, and home health care. Part B […]
Blessings
October 12, 2018 by
Laura Story is one of my favorite songwriters and singer. This song, “Blessings” refrain goes like this: “Cause what if your blessings come through raindrops What if your healing comes through tears What if a thousand sleepness nights are what it takes to know You’re near What if trials of this life are your […]