The Affordable Care Act has guidelines for Preventative Care for women, children, and adults. Preventative Care must be offered with all healthcare plans whether you purchase the plan through the Marketplace (Healthcare.gov) or directly through the insurance company. These benefits must cover these benefits without charging you a co-pay or co-insurance. This […]
Preventative Health Care for Women
Under the Affordable Care Act, health care plans purchased either through the marketplace (Healthcare.gov) or directly through the insurance company must cover the following list of preventative services for women. These services must be provided without a co-pay and your deductible does not have to be met in order to qualify for this benefit. […]
Preventative Health Services
Did you know or realize that every healthcare plan offers free preventative health services for adults, women, and children? As long as these services are provided by a network provider, these services do not get applied to your deductible and no copayment or coinsurance is required. Today, the focus will be on children. The […]
Getting 2015 Health Insurance Coverage with a Special Enrollment Period (SEP)
The Open Enrollment Period is now over. For most people, the last day to enroll in a healthcare plan was on February 15, 2015. After this date, you can enroll in a healthcare plan only if you have a life event that qualifies you for a Special Enrollment Period (SEP). The team at Balanced Care […]
Open Enrollment – Frequently Asked Questions
Since Open Enrollment began on November 15, 2014, Balanced Care has received many frequently asked questions. We decided to put them together to assist you in getting the answers you need. When is Open Enrollment? Open Enrollment for 2015 coverage runs from November 15, 2014 until February 15, 2015. Is […]
Healthcare Exchange
There is a new market in your town. It’s called the Affordable Care Act Healthcare Marketplace; otherwise known as a Healthcare Exchange. The Health Insurance Marketplace is a new way to find coverage that fits your budget and meets your healthcare needs. With the Health Insurance Marketplace, you will be able to shop for insurance […]
Health Care Reform – Frequently Asked Questions
With October 1st (Open Enrollment) fast approaching and still so much uncertainty with regards to Healthcare Reform for both individuals and small businesses (less than 50 full time employees), I have compiled a list of the most frequently asked questions for your convenience. As always, free consultations are always available and highly encouraged. 1. I […]
Smoking and Life Insurance
Life Insurance happens to be where I began my career in the insurance industry and like it or not, it also happens to be one of the most important insurance products you can own. While at a local networking meeting this week, I shared several ideas on ways for people to recognize who would be […]
Spring Fever
With the breeze in the air that still feels like winter, it’s no wonder that many of us have spring fever. For me personally, I long for the warmth of the sunshine, flowers blooming, and working in my gardens. As long as this winter has been, many people I have spoken to are also eager […]
Get A Quote
Have you ever tried to get a quote for an insurance product online? Have you received countless calls directly after trying to get a quote? Have you had to tell agents to stop calling? Have you ever told an agent to put you on the Do Not Call List? If you answered “yes” to any […]