A Health Savings Account is a great tool to help you pay for healthcare expenses. A Health Savings Account (HSA) is a type of savings account that lets you put aside money on a pre-tax basis for qualified medical expenses. A HSA may also earn interest which is also tax free. These are just a […]
Fitness and Health Insurance
June 4, 2019 by
One question that often comes my way when it comes to Health Insurance is whether or not fitness is a covered expense. Whether it is a gym membership or a personal trainer, the answer really depends on the circumstances or the type of health insurance you have. When it comes to a personal and/or fitness […]
Following Your Passion
May 27, 2019 by
“Starting my own business is a dream of mine, but the benefits that I have through work make it difficult to leave.” So many clients that come to me tell me that they would love to follow a passion they have, but just feel they cannot because of benefits like health insurance. Other clients tell […]
Should I Retire Early?
May 21, 2019 by
Should I retire now or wait? Should I go on Medicare or stay working for a few more years? What will my options be if I retire, but haven’t reached the age of 65 and can’t get Medicare until then? My spouse in on my plan and if I retire, what will his/her options be? […]
Travel Medical Insurance
May 14, 2019 by
True Story: Jim and his wife Mary (names have been changed) go on a yearly trip to visit family in Canada. While on this trip a few years ago, Mary woke up with pain in her right side of her stomach. She ate breakfast and went about her day. As the day progressed, the […]
You May Not Know – Part 3
May 6, 2019 by
Prior to working in the insurance industry, my background was in the beauty industry where I worked as a nail technician for twenty seven years. When you hold hands with your clients on a weekly basis (this is done to do their nails), you are bound to become close friends. Though the hours were […]
Life Insurance Myths
May 2, 2019 by
It’s National Life Insurance Day and a good day to go over some very common Life Insurance myths. It’s our hope that these myths will help you change your prospective and help you to make a better informed decision on what could be one of the most important insurances you purchase. Myth 1: I cannot […]
You May Not Know – Part 2
April 29, 2019 by
What is your background? What made you get into selling insurance? These two questions come up so often that I thought it would be helpful to answer them here. Selling insurance was not something I ever saw myself doing. From the moment it was suggested to me to do as a career, it was […]
You May Not Know – Part 1
April 25, 2019 by
When a potential client reaches out to me, they want to know my experience, what insurance products that are offered through my business, how much things costs, and sometimes, they will ask me to tell them about myself. They want to know my background both personally and professionally. They may ask about my family. They […]
Open Enrollment VS. Guaranteed Issue
April 16, 2019 by
There is so much about Medicare that is downright confusing. When it comes to purchasing a Medicare Supplemental plan, consumers are perplexed when attempting to understand the difference between Open Enrollment and Guaranteed Issue. Open Enrollment and Guaranteed Issue are similiar, but they are different. They can overlap which makes it all the harder to […]