2020 – It has been a year of changes, challenges, and heartbreak for the United States of America along with the entire world. As hard as this year has been, witnessing heros in action has been inspirational to watch, has brought me to my knees on more than one occasion, and has given me much […]
Late Enrollment Penalties
July 22, 2020 by
You waited to enroll into a Medicare Prescription Drug Plan and/or a Medicare Advantage plan because you were still working and had a health plan through your employer. Upon retiring, you receive a notice from CMS (Centers for Medicare and Medicaid) letting you know that you didn’t have credible coverage when you were first […]
The Best Choice for You
July 14, 2020 by
As an insurance broker, there is nothing I like better than to give my clients choices – choices on which insurance company to choose, which deductible works for them, which plan works for them, which network works for them, etc. When I first started in the health insurance industry, I represented one insurance company. […]
Keeping you Safe
July 8, 2020 by
At Balanced Care, our mission is to provide information and education on every insurance product we offer. We do this by meeting with clients one on one, going over benefits, premiums, deductibles, prescription drug costs, and most importantly, making sure that the product you are getting for yourself will cover your needs. Since March and […]
Frequently asked Questions about Medicare
June 29, 2020 by
Puzzled . . Perplexed . . Confused . . Overwhelmed . . Baffled . . Frustrated . . These are just a few of the words to describe how clients feel about Medicare. When it comes to Medicare, you will have questions. You will get a substantial amount of postcards and mail from several insurance […]
The Worst Storms
June 22, 2020 by
At the end of each year, goals are written for both personal and professional. When 2020 started, things were great. January and February were by far the busiest they had ever been in ten years of being in business. I also made a committment to myself to exercise at least three times a week and […]
Work Schedule – It’s the Little Things
June 15, 2020 by
Questions came up about my post regarding working from home. That post talked about how each of us have to find ways to work from home while at the same time, finding a balance in making sure family is taken care of and we are taking time to care for ourselves. The schedule that was […]
Choose Love
June 4, 2020 by
Two nights ago and unable to quiet my mind, I started to pray. Peace was the prayer – peace for our world, peace for our divided country, peace for our divided cities, peace within every home in America and throughout the world, peace for all people, and peace within my own heart. Watching the […]
Schedule for your Health – Your Work Routine
May 28, 2020 by
Working from home can have it’s advantages, but it also comes with interruptions – interruptions from a dog that needs to go out, a neighbor across the street blasting music or doing yardwork that is so noisy you can’t hear yourself talk, phone calls that aren’t work related, or a loved one needing something from […]
Schedule for your Health – Your First 15 Minutes of the Day
May 22, 2020 by
How we spend the first fifteen minutes of the day can shape the way the rest of day will go. For the next several weeks, my focus will be on the schedule we keep and how it relates to your health. Earlier this week, I shared how getting a late start to your morning […]