Between the months of October and February, Balanced Care works with each of our group employers looking at their current coverage, seeing if any changes took place during the year with employees, and lastly, begin to look at their next year’s options. Every year questions are asked about the different plans that are available. Let’s […]
National Dental Hygiene Month
October 8, 2012 by
October is a busy month. National Breast Cancer Awareness Month is in October and so is National Dental Hygiene Month. Balanced Care is in the insurance business, but more importantly, we are in the people business. For this reason, we believe in providing as much information and education on all the products we offer so […]
Cancer Insurance – Is it needed?
October 4, 2012 by
With October being National Breast Cancer Awareness Month, I thought it would be a good idea to give you information on Cancer Insurance and give you some insight on whether or not it is needed. Cancer Insurance will provide benefits ONLY if you get cancer. Cancer Insurance is a supplemental insurance plan that helps to reduce […]
October is National Breast Cancer Awareness Month
September 28, 2012 by
It hardly seems possible that October is just a few days away. It seems like only yesterday that I was planning out September’s Life Insurance Awareness. National Breast Cancer Awareness Month is a collaboration of National Public Service organizations, professional medical associations, and government agencies working together to promote breast cancer awareness, share information about this […]
Medicare Annual Election Period
September 25, 2012 by
The Annual Election Period (AEP) for Medicare beneficiaries is fast approaching and runs between October 15th, 2012 – December 7th, 2012. This is the time of the year when you can make changes to your Medicare Prescription Drug Plan or Medicare Advantage Plans. If thinking about this time of year makes your stomach turn, gives […]
How Do I Know What Kind of Life Insurance To Get?
September 25, 2012 by
A question that Balanced Care often is asked is “How do I know what kind of Life Insurance to get”? To answer this question as simply as possible, there are several kinds of life insurance, however, they basically fall into two categories – Term and Permanent. Term Life Insurance is the most affordable type and is designed to […]
More Questions and Answers About Life Insurance
September 19, 2012 by
Do I need Life Insurance if I already have a policy through work? How much does Life Insurance cost? How can I save money on my Life Insurance premium? How are Life Insurance premiums calculated? Will I have to get a Medical Exam? If you are confused by all the questions, don’t be. September is […]
Calculating Life Insurance Needs
September 10, 2012 by
Continuing with the discussion of Life Insurance and frequently asked questions, Balanced Care would like to give you some insight on how to calculate how much Life Insurance you should have. Factors such as expenses, assets, and income replacement must be part of the equation. As a “rule of thumb”, five to seven times your […]
Do I Need Life Insurance
September 1, 2012 by
As promised, Balanced Care will be dedicating this month to Life Insurance as September is National Life Insurance Awareness Month. One of the first questions that is asked is do I really need life insurance. To help you better understand who needs it, Balanced Care has broken it down to help you decide if it […]
September is Life Insurance Awareness
August 30, 2012 by
Do I need life insurance? What type do I get? Should it be term or whole life? I have life insurance at work; do I need more? Should my spouse and children be covered? How much do I need? If all these questions are making you feel like you need to pull your hair out […]