New Medicare Cards – Part 2

With new Medicare cards due to arrive in your mailbox at any time now, questions ranging from what to do with your old one to who do I need to contact to let people know of my new Medicare number are coming daily. To help clients, anyone currently on Medicare, or individuals that will be […]

New Medicare Cards

If you haven’t already heard, The Centers for Medicare and Medicaid will begin sending new Medicare cards at no cost to all Medicare beneficiaries this month.   For this area of the country, Medicare will start sending out new cards after June. The new cards will be using randomly picked 11 character numbers called a Medicare […]

Healthcare Sharing Ministry Plans (Part 2)

Last week when the post went out regarding Healthcare Sharing Ministry Plans, the response was incredible. Thank you all for reaching out with your questions. In order to understand why it was important to me to look into these plans, you must understand that this past Open Enrollment for individual and family plans for health […]

Healthcare Sharing Ministry Plans

Did you decide not to get health insurance this past Open Enrollment Period due to the high cost and/or high deductible? Did you decide not to get health insurance because you no longer qualified for a tax subsidy? Do you wish that there was an option for a short term medical plan to give you […]

Insuring Security and Peace of Mind One Family at a Time

Sitting down with families, there is one common reason for not puchasing an insurance product. 90% of the time, it has to do with affordability. Many families are living paycheck to paycheck and just cannot add another bill to their already tight budget. Many families just cannot add one more bill to their increasingly growing […]

I Can Do It Myself

“I CAN DO IT MYSELF”! If you are a parent, there is a very strong chance that you have heard these exact words more than once. I certainly remember saying it to my parents and my sons certainly said it to me a few times. While children need to explore doing things themselves, it is […]

Messy Home

Company is heading over. Those words can be dreaded when you are raising young children.   Toys scattered, clothes needing to be washed, a sink full of dirty dishes, and in desperate need of a long shower, you somehow need to pull it together to welcome guests into your home. This happened to my husband and […]

Medicare Supplemental Plans C & F

You may have heard about some legislation that will affect Medicare Supplemental Plans C and F. This legislation is called the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). It is my hope that sharing some facts about this legislation will help you to understand how it may affect you.   If you or […]

Family – A Circle of Strength and Love

This woman inspired me. This woman raised me. This woman’s name is Joyce Savory and she is my beloved Mother. We lost her in January of 2012, but the love she shared with us still lives on today. Several years ago, I cross stiched this quote as a Mother’s Day gift for my Mother. “Our […]

Medicare and Medication

Whether working with Medicare Prescription Drug Plans or Medicare Advantage plans for clients, it is of utmost importance to have a thorough understanding of the medications you take.    The reason for this is because every plan has a different formulary (which is another word for a list of medications covered by the plan).   […]