Did you decide not to get health insurance this past Open Enrollment Period due to the high cost and/or high deductible? Did you decide not to get health insurance because you no longer qualified for a tax subsidy? Do you wish that there was an option for a short term medical plan to give you […]
Archives for 2018
Insuring Security and Peace of Mind One Family at a Time
April 2, 2018 by
Sitting down with families, there is one common reason for not puchasing an insurance product. 90% of the time, it has to do with affordability. Many families are living paycheck to paycheck and just cannot add another bill to their already tight budget. Many families just cannot add one more bill to their increasingly growing […]
I Can Do It Myself
March 26, 2018 by
“I CAN DO IT MYSELF”! If you are a parent, there is a very strong chance that you have heard these exact words more than once. I certainly remember saying it to my parents and my sons certainly said it to me a few times. While children need to explore doing things themselves, it is […]
Messy Home
March 17, 2018 by
Company is heading over. Those words can be dreaded when you are raising young children. Toys scattered, clothes needing to be washed, a sink full of dirty dishes, and in desperate need of a long shower, you somehow need to pull it together to welcome guests into your home. This happened to my husband and […]
Medicare Supplemental Plans C & F
March 12, 2018 by
You may have heard about some legislation that will affect Medicare Supplemental Plans C and F. This legislation is called the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). It is my hope that sharing some facts about this legislation will help you to understand how it may affect you. If you or […]
Family – A Circle of Strength and Love
March 5, 2018 by
This woman inspired me. This woman raised me. This woman’s name is Joyce Savory and she is my beloved Mother. We lost her in January of 2012, but the love she shared with us still lives on today. Several years ago, I cross stiched this quote as a Mother’s Day gift for my Mother. “Our […]
Medicare and Medication
February 26, 2018 by
Whether working with Medicare Prescription Drug Plans or Medicare Advantage plans for clients, it is of utmost importance to have a thorough understanding of the medications you take. The reason for this is because every plan has a different formulary (which is another word for a list of medications covered by the plan). […]
Quiet and Powerful – Legend of the Sand Dollar
February 19, 2018 by
Logos are important to any business for a variety of reasons. When purchasing Balanced Care, it came with a website, business cards, and letterhead. Although the color palette was the same, there was something missing. There was no logo. There wasn’t any brand that everyone recognized with the exception of the name, Balanced Care, so […]
Dental Insurance
February 12, 2018 by
Is dental insurance worth the premium? This is a question that often comes up when working with clients. The answer will all depend on who you talk with. Dental Insurance will vary in premium depending on the plan, the maximum the insurance company will pay out on your behalf, and the coverage offered. If you […]
Perfect Moments
February 5, 2018 by
Meeting with clients that have life threatening illnesses and injuries that take them out of commission for months or even years at a time can be one of the most humbling experiences of my career. Watching a client speak about the loss of their spouse or child with tears rolling down their cheeks can bring […]