Continuing with the discussion of Life Insurance and frequently asked questions, Balanced Care would like to give you some insight on how to calculate how much Life Insurance you should have. Factors such as expenses, assets, and income replacement must be part of the equation. As a “rule of thumb”, five to seven times your […]
Archives for 2012
Do I Need Life Insurance
September 1, 2012 by
As promised, Balanced Care will be dedicating this month to Life Insurance as September is National Life Insurance Awareness Month. One of the first questions that is asked is do I really need life insurance. To help you better understand who needs it, Balanced Care has broken it down to help you decide if it […]
September is Life Insurance Awareness
August 30, 2012 by
Do I need life insurance? What type do I get? Should it be term or whole life? I have life insurance at work; do I need more? Should my spouse and children be covered? How much do I need? If all these questions are making you feel like you need to pull your hair out […]
Setting an Example
August 8, 2012 by
Reading my posts, it probably comes as no surprise to you that family is of utmost importance to me. After my husband and I were married, we worked hard to have a home, pay our bills, and provide for our sons. We loved spending time together and made it a point to make sure we vacationed […]
“Selling” Insurance
July 19, 2012 by
Balanced Care is in the business of helping individuals, businesses, and our seniors secure adequate health and life insurance coverage in the states of NH and Maine. I often hear from people in other professions as well as from my clients that they wonder how I can stand to “sell” insurance. I thought it would […]
Through The Eyes Of An Employer
June 23, 2012 by
The telephone rang a few weeks ago and on the other end was an employer unsatisfied with his present supplemental insurance carrier. The employer had reached out to this carrier multiple times and each time, promises were made but never followed through on. The surprise to me was that this had gone on for five years. […]
Lessons Learned About Trips, Slips, and Falls
June 18, 2012 by
I love stories and the memories those stories hold in my heart. Some of those memories are great; some of those memories are hard to hold onto without feeling pain. Some of the stories make us laugh. Some make us cry. Some have made me realize that life can change in an instant. No […]
Final Expense Life Insurance and Moments
June 8, 2012 by
At 1:38 AM on January 16th, 2012, my life changed. It was another moment in my life. It was the moment that my sisters and I lost our beautiful Mother. As I look back over the last several months, I still cannot really believe that she is gone. With each holiday, every Friday night when […]
Voluntary Benefits – Benefits Employers, Benefits Employees
May 25, 2012 by
Several years ago, Balanced Care received a call from one of the businesses we work with about their health insurance premium. Like many business owners, they were considering a higher deductible because their premium increased 70% in one year. It was either this or not offer Health Insurance at all to their employees. Like many […]
Accidents Happen
May 23, 2012 by
“In September of 2010, I was involved in a motor vehicle accident. It landed me in the hospital for five days, out of work for two weeks, and in a wheelchair for a month. My newly purchased car was totaled and I was more than strapped for cash. Luckily, I had an Accident with Disability […]