Penalties

Right now, Medicare Beneficiaries are in the middle of looking at their Prescription Drug Plans and/or their Medicare Advantage Plans and making sure it still meets their needs.      October 15th until December 7th is the Annual Election Period and the time of year when they can change plans or sign up for one if they […]

The Truth

A few weeks ago, Balanced Care received a call from a potential client looking desperately for Life Insurance for her husband.      Because of being in the business for several years, I know that frantic call enough to know that something has gone wrong and it might be too late.     Unfortunately, I was right.       This client’s […]

Comparing Health Plans

Between the months of October and February, Balanced Care works with each of our group employers looking at their current coverage,  seeing if any changes took place during the year with employees,  and lastly, begin to look at their next year’s options.    Every year questions are asked about the different plans that are available.     Let’s […]

National Dental Hygiene Month

October is a busy month.     National Breast Cancer Awareness Month is in October and so is National Dental Hygiene Month.     Balanced Care is in the insurance business, but more importantly, we are in the people business.     For this reason, we believe in providing as much information and education on all the products we offer so […]

Cancer Insurance – Is it needed?

With October being National Breast Cancer Awareness Month, I thought it would be a good idea to give you information on Cancer Insurance and give you some insight on whether or not it is needed.      Cancer Insurance will provide benefits ONLY if you get cancer.     Cancer Insurance is a supplemental insurance plan that helps to reduce […]

October is National Breast Cancer Awareness Month

It hardly seems possible that October is just a few days away.      It seems like only yesterday that I was planning out September’s Life Insurance Awareness.     National Breast Cancer Awareness Month is a collaboration of National Public Service organizations, professional medical associations, and government agencies working together to promote breast cancer awareness, share information about this […]

Medicare Annual Election Period

The Annual Election Period (AEP)  for Medicare beneficiaries is fast approaching and runs between October 15th, 2012 – December 7th, 2012.      This is the time of the year when you can make changes to your Medicare Prescription Drug Plan or Medicare Advantage Plans.    If thinking about this time of year makes your stomach turn, gives […]

Calculating Life Insurance Needs

Continuing with the discussion of Life Insurance and frequently asked questions, Balanced Care would like to give you some insight on how to calculate how much Life Insurance you should have.      Factors such as expenses, assets, and income replacement must be part of the equation. As a “rule of thumb”, five to seven times your […]

September is Life Insurance Awareness

Do I need life insurance? What type do I get? Should it be term or whole life? I have life insurance at work; do I need more? Should my spouse and children be covered? How much do I need? If all these questions are making you feel like you need to pull your hair out […]

“Selling” Insurance

Balanced Care is in the business of helping individuals, businesses, and our seniors secure adequate health and life insurance coverage in the states of NH and Maine.      I often hear from people in other professions as well as from my clients that they wonder how I can stand to “sell” insurance.       I thought it would […]

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