Penalties

Right now, Medicare Beneficiaries are in the middle of looking at their Prescription Drug Plans and/or their Medicare Advantage Plans and making sure it still meets their needs.      October 15th until December 7th is the Annual Election Period and the time of year when they can change plans or sign up for one if they […]

The Truth

A few weeks ago, Balanced Care received a call from a potential client looking desperately for Life Insurance for her husband.      Because of being in the business for several years, I know that frantic call enough to know that something has gone wrong and it might be too late.     Unfortunately, I was right.       This client’s […]

Comparing Health Plans

Between the months of October and February, Balanced Care works with each of our group employers looking at their current coverage,  seeing if any changes took place during the year with employees,  and lastly, begin to look at their next year’s options.    Every year questions are asked about the different plans that are available.     Let’s […]

National Dental Hygiene Month

October is a busy month.     National Breast Cancer Awareness Month is in October and so is National Dental Hygiene Month.     Balanced Care is in the insurance business, but more importantly, we are in the people business.     For this reason, we believe in providing as much information and education on all the products we offer so […]

Cancer Insurance – Is it needed?

With October being National Breast Cancer Awareness Month, I thought it would be a good idea to give you information on Cancer Insurance and give you some insight on whether or not it is needed.      Cancer Insurance will provide benefits ONLY if you get cancer.     Cancer Insurance is a supplemental insurance plan that helps to reduce […]

October is National Breast Cancer Awareness Month

It hardly seems possible that October is just a few days away.      It seems like only yesterday that I was planning out September’s Life Insurance Awareness.     National Breast Cancer Awareness Month is a collaboration of National Public Service organizations, professional medical associations, and government agencies working together to promote breast cancer awareness, share information about this […]

How Do I Know What Kind of Life Insurance To Get?

A question that Balanced Care often is asked is “How do I know what kind of Life Insurance to get”?  To answer this question as simply as possible,  there are several kinds of life insurance, however, they basically fall into two categories – Term and Permanent. Term Life Insurance is the most affordable type and is designed to […]

More Questions and Answers About Life Insurance

Do I need Life Insurance if I already have a policy through work?    How much does Life Insurance cost?    How can I save money on my Life Insurance premium?    How are Life Insurance premiums calculated?     Will I have to get a Medical Exam? If you are confused by all the questions, don’t be.      September is […]

Calculating Life Insurance Needs

Continuing with the discussion of Life Insurance and frequently asked questions, Balanced Care would like to give you some insight on how to calculate how much Life Insurance you should have.      Factors such as expenses, assets, and income replacement must be part of the equation. As a “rule of thumb”, five to seven times your […]

Do I Need Life Insurance

As promised, Balanced Care will be dedicating this month to Life Insurance as September is National Life Insurance Awareness Month. One of the first questions that is asked is do I really need life insurance. To help you better understand who needs it, Balanced Care has broken it down to help you decide if it […]

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