You May Not Know – Part 1

When a potential client reaches out to me, they want to know my experience, what insurance products that are offered through my business, how much things costs, and sometimes, they will ask me to tell them about myself. They want to know my background both personally and professionally. They may ask about my family. They […]

Choices

We each make choices every single day of the week. Choices such as what time we get up, what we eat for breakfast, and what we wear are made every morning. Choices as to where we work, the friends we socialize with, where and who we live with are made with happiness in mind. Choices […]

We All Have Far More in Common

About four years ago, our town wanted to bring in a SOS Recovery Center.   A SOS Recovery Center helps to reduce the stigma and harm that is associated with substance abuse by providing support for people in all stages of recovery.   The Center was getting both support and disapproval from downtown businesses because it was […]

Life is Like a Box of Chocolates

“Mama always said that life is like a box of chocolates.   You never know what you are going to get.” Tom Hanks said these words in one of my favorite movies, Forrest Gump. Whether you have health insurance or Medicare, your health care can also be like a box of chocolates especially if you don’t […]

Is COBRA my Best Option

Is COBRA my best option?   This question has come up three times over the last two weeks and because of that, I thought it would be helpful to give you some information on how to decide if COBRA is your best option. In 1985, Congress passed a bill called the Consolidated Omnibus Budget Reconciliation Act, […]

Submitting Documents

If you purchased health insurance through the Marketplace, there maybe a chance that they asked you to send in documents to confirm information that you supplied when filling out your application. These documents may include income verification, loss of coverage verification, citizenship, or immigration status. If they asked you to supply documents, they would have […]

The Greatest Gift of All

For me, it alway feels a little depressing to see the holidays come to an end.     Decorations are taken down and put away for another year.  Traditions such as family getting together don’t happen as often. We go about our days heading to work, coming home and making dinner, doing chores, and then starting […]

Thank You

It is hard to believe that today is the last day of 2018.   It seems like we just started 2018 and here we are just hours away from 2019. As we get ready to close out 2018, it’s important for me to share how thankful I am for your trust in me with your insurance […]

Open Enrollment

There are a couple of dates to remember that of utmost importance to anyone looking into health insurance plans for 2019.    Those dates are November 1st and December 15th. That’s because from November 1, 2018 through December 15, 2018 is when Open Enrollment for individual and family health insurance plans is.   This is the […]

The Annual Election Period is Here

The Annual Election Period is here. What does this mean?   Every year between October 15th and December 7th, individuals on Medicare can look at either Medicare Advantage or Prescription Drug Plans and make changes to their current plan or get a plan for the first time.   Getting a plan for the first time could result […]