Cancer Insurance – Is it needed?

With October being National Breast Cancer Awareness Month, I thought it would be a good idea to give you information on Cancer Insurance and give you some insight on whether or not it is needed.      Cancer Insurance will provide benefits ONLY if you get cancer.     Cancer Insurance is a supplemental insurance plan that helps to reduce […]

October is National Breast Cancer Awareness Month

It hardly seems possible that October is just a few days away.      It seems like only yesterday that I was planning out September’s Life Insurance Awareness.     National Breast Cancer Awareness Month is a collaboration of National Public Service organizations, professional medical associations, and government agencies working together to promote breast cancer awareness, share information about this […]

How Do I Know What Kind of Life Insurance To Get?

A question that Balanced Care often is asked is “How do I know what kind of Life Insurance to get”?  To answer this question as simply as possible,  there are several kinds of life insurance, however, they basically fall into two categories – Term and Permanent. Term Life Insurance is the most affordable type and is designed to […]

More Questions and Answers About Life Insurance

Do I need Life Insurance if I already have a policy through work?    How much does Life Insurance cost?    How can I save money on my Life Insurance premium?    How are Life Insurance premiums calculated?     Will I have to get a Medical Exam? If you are confused by all the questions, don’t be.      September is […]

Calculating Life Insurance Needs

Continuing with the discussion of Life Insurance and frequently asked questions, Balanced Care would like to give you some insight on how to calculate how much Life Insurance you should have.      Factors such as expenses, assets, and income replacement must be part of the equation. As a “rule of thumb”, five to seven times your […]

Do I Need Life Insurance

As promised, Balanced Care will be dedicating this month to Life Insurance as September is National Life Insurance Awareness Month. One of the first questions that is asked is do I really need life insurance. To help you better understand who needs it, Balanced Care has broken it down to help you decide if it […]

September is Life Insurance Awareness

Do I need life insurance? What type do I get? Should it be term or whole life? I have life insurance at work; do I need more? Should my spouse and children be covered? How much do I need? If all these questions are making you feel like you need to pull your hair out […]

Setting an Example

Reading my posts, it probably comes as no surprise to you that family is of utmost importance to me.     After my husband and I were married, we worked hard to have a home, pay our bills,  and provide for our sons.      We loved spending time together and made it a point to make sure we vacationed […]

“Selling” Insurance

Balanced Care is in the business of helping individuals, businesses, and our seniors secure adequate health and life insurance coverage in the states of NH and Maine.      I often hear from people in other professions as well as from my clients that they wonder how I can stand to “sell” insurance.       I thought it would […]

Through The Eyes Of An Employer

The telephone rang a few weeks ago and on the other end was an employer unsatisfied with his present supplemental insurance carrier.   The employer had reached out to this carrier multiple times and each time, promises were made but never followed through on.     The surprise to me was that this had gone on for five years.  […]

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